904 Old Georgetown Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 904 Old Georgetown Rd, Mount Pleasant, SC 29464

Property Summary

Property TypeCommercial
Details2,140 sqft · built 1991
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$760,000 (Aug 2019)
Tax Bill$14,414 (2025)
Deeds & MortgagesAug 2019 Sale & Line of Credit
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN532-03-00-106

Property Details

APN / Parcel Number

Primary APN532-03-00-106

Interior

Stories1 Story
Building Area2,140 sqft Total Area
1st Floor Area2,140 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address904 OLD GEORGETOWN RD
CityMOUNT PLEASANT
StateSC
Zip29464-4175
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -LOT 21-A
Legal SubdivisionOLD GEORGETOWN ROAD
Legal Lot Number21-A
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1007
Census Tract4702

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address904 OLD GEORGETOWN RD, MOUNT PLEASANT, SC 29464-4175
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2019Grant Deed, Transfer · Line of Credit
SOUTH ST BK
Sep 25, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleJan 5, 2005 · Amount on Record
Deed Book / Page818 / 776
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateAug 26, 2019
Property Address904 OLD GEORGETOWN RD, MOUNT PLEASANT, SC 29464-4175
Document Number0818/0776
Book / Page000818 / 000776
Instrument DateAug 2, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address904 OLD GEORGETOWN RD MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464

Mortgage

Document Number818/0779
DateAug 26, 2019
Book Page000818/000779
Lender
NameSOUTH ST BK
TypeBank
AddressCHARLESTON, SC 29423-9910
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 25, 2026
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address904 OLD GEORGETOWN RD, MOUNT PLEASANT, SC 29464-4175
Document Number0752/0895
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedNov 8, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address927 S MAIN ST #508 GREENVILLE SC 296013350, 508, GREENVILLE, SC 29601-3350

Mortgage

Document Number0752/0895
DateOct 12, 2018
Book Page000752/000895
Lender
NameFIRST CITIZENS BK & TR CO
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 11, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,414.00 (+1.28%)$967,100 (+1,623.89%) Land $254,050 Building $713,050$967,100 (+15.63%) Land $254,050 Building $713,050
2024$14,232.00 (+21.41%)$56,100 (+11.8%)
2022$11,722.00$50,180$836,400 (-10.55%) Land $213,402 Building $622,998
2020$935,000 Land $215,000 Building $720,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims62 (1979–2023)
Claims Outside the SFHA17 of 62
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Hugo, Sep 1989 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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