904 Obrien St, Harvard, IL 60033 Property Records

McHenry County property record for 904 Obrien St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.246 acres (10,733 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jul 2026)
Tax Bill	$4,324 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-106-032`

Property Details

APN / Parcel Number

Primary APN	`01-36-106-032`

Exterior

Lot Area	10,733 sqft (0.246 acres)

Location & Zoning

Street Address	904 OBRIEN ST
City	HARVARD
State	IL
Zip	60033-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0067615 S 40FT LT 34 & N 40FT LT 35 BLK 3 MCKINLEY HEIGHTS
Legal Subdivision	MCKINLEY HEIGHTS
Legal Block	3
Legal Lot Number	34,35
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2010
Census Tract	870302

Owner

904 Obrien St is owned by two individuals who bought it in July 2026.

Source: McHenry County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 OBRIEN ST, HARVARD, IL 60033-1836
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 21, 2021	Intrafamily Transfer, Transfer
Sep 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202622102
Prior Transfer Date	Dec 20, 2021
Prior Transfer Doc	0000067615
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 31, 2026
Property Address	904 OBRIEN ST, HARVARD, IL 60033-1837
Document Number	0000022102
Instrument Date	Jul 13, 2026
Instrument	202622102
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 OBRIEN ST, HARVARD, IL 60033-1836

Mortgage

Document Number	0000022103,
Date	Jul 31, 2026
Instrument	202622103

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 21, 2021
Property Address	904 OBRIEN ST, HARVARD, IL 60033-1837
Document Number	0000067615
Map Reference	DOC346838MB14PG10
Instrument Date	Dec 20, 2021
Instrument	2021R0067615
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	904 OBRIEN ST, HARVARD, IL 60033-1837

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 20, 2021
Property Address	904 OBRIEN ST, HARVARD, IL 60033-1837
Document Number	0000051353
Instrument Date	Sep 5, 2021
Instrument	2021R0051353
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount on Record
Tax	$200.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 OBRIEN ST, HARVARD, IL 60033-1837

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,324.00	$64,238 Land $15,533 Building $48,705	$192,714 Land $46,599 Building $146,115
2022	Homeowner's exemption	$49,808 Land $14,042 Building $35,766	$149,424 Land $42,126 Building $107,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Obrien St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Obrien St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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