904 Oak Forest Dr, Monroe, NC 28112 Property Records

Union County property record for 904 Oak Forest Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,629 sqft · built 1971
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2020)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-194-025`

Property Details

APN / Parcel Number

Primary APN	`09-194-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,423 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 OAK FOREST DR
City	MONROE
State	NC
Zip	28112-5146
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#4 COUNCIL OAKS PB5 PG179
Legal Subdivision	COUNCIL OAKS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 OAK FOREST DR, MONROE, NC 28112-5146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	202034469
Deed Book / Page	7795 / 283
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 1, 2020
Property Address	904 OAK FOREST DR, MONROE, NC 28112-5146
Document Number	0007795283
Book / Page	7795 / 283
Map Reference	MB 5 PG 179
Instrument Date	Aug 31, 2020
Instrument	34469
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5707 RISH ROAD, 5707, MARSHVILLE, NC 28103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 OAK FOREST DR, MONROE, NC 28112-5146

Mortgage

Document Number	0000034470
Date	Sep 1, 2020
Instrument	34470

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,500 (-) Land $74,600 Building $193,900	$268,500 (-) Land $74,600 Building $193,900
2025	$2,347.00 (+17.41%)	$268,500 (+46.4%) Land $74,600 Building $193,900	$268,500 (+46.4%) Land $74,600 Building $193,900
2023	$1,999.00	$183,400 Land $22,700 Building $160,700	$183,400 Land $22,700 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20