Cabarrus County property record for 904 Nance St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,030 sqft · built 1976 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,602 (2023) |
| Deeds & Mortgages | May 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5623 19 4106 |
| Primary APN | 5623 19 4106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 4,076 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 173 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 160 sqft |
| Patio Area | 1,235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 120283 |
|---|---|
| Street Address | 904 NANCE ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-3851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 3 & P/O 4 C M SLOOP ESTATE |
| Legal Subdivision | ST JOSEPH |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 40705 |
904 Nance St is owned and occupied by an individual.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 NANCE ST, KANNAPOLIS, NC 28083-3851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 904 NANCE ST, KANNAPOLIS, NC 28083-3851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 904 NANCE ST, KANNAPOLIS, NC 28083-3851 |
| Document Number | 0016508302 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 16508/302 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 772 Months |
| Due | Sep 24, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.41% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.4% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,770 Land $62,000 Building $246,770 | ||
| 2024 | $308,770 (+62.56%) Land $62,000 Building $246,770 | ||
| 2023 | $2,602.00 | $189,940 Land $28,000 Building $161,940 | $189,940 Land $28,000 Building $161,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Nance St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Nance St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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