904 N Ute St, Independence, MO 64056 Property Records

Jackson County property record for 904 N Ute St, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 999 sqft · built 1964
Lot Size	0.207 acres (8,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,095 (May 2023)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-530-05-13`

Property Details

APN / Parcel Number

Primary APN	`16-530-05-13`
Alternative APNs	`16-530-05-13-00-0-00-000` `16530051300000001` `738412`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	675 sqft
Basement Area	1,998 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,998 sqft (0.207 acres)
Lot Dimensions	117 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	738412
Street Address	904 N UTE ST
City	INDEPENDENCE
State	MO
Zip	64056-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 903
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	2
Legal Lot Number	903
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2006
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 30, 2019	Deed of Trust, Mortgage · Line of Credit UMB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Oct 5, 2011 · Amount on Record
Deed Document Number	202335526
Prior Transfer Date	Sep 19, 2011
Prior Transfer Doc	0000E92469
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949

Mortgage

Document Number	00E0012628
Date	Feb 20, 2026
Instrument	2026E0012628

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949

Mortgage

Document Number	00E0012628
Date	Feb 20, 2026
Instrument	2026E0012628

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 23, 2023
Property Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949
Document Number	00E0035526
Instrument Date	May 19, 2023
Instrument	2023E0035526
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949

Mortgage

Document Number	00E0035527
Date	May 23, 2023
Instrument	2023E0035527

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	904 N UTE ST, INDEPENDENCE, MO 64056-1949
Document Number	000E100952
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N UTE ST INDEPENDENCE MO 640561949, INDEPENDENCE, MO 64056-1949

Mortgage

Document Number	000E100952
Date	Dec 9, 2019
Instrument	100952E

Lender

Name	UMB BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,820 (-) Land $4,604 Building $24,216	$151,680 (-)
2025	$1,991.00 (+0.05%)	$28,820 (+15%) Land $4,604 Building $24,216	$151,680 (+15%)
2024	$1,990.00 (+0.51%)
2023	$1,980.00	$25,061 Land $1,997 Building $23,064	$131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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