Clay County property record for 904 N Main St, Flora, IL 62839
| Property Type | Commercial |
|---|---|
| Lot Size | 0.334 acres (14,582 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Sep 2025) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-108-004 |
| Primary APN | 10-25-108-004 |
|---|
| Lot Area | 14,582 sqft (0.334 acres) |
|---|
| Street Address | 904 N MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1034 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SAMUEL WHITE'S 2ND ADDN W PT W PT S/2 OUT BLOCK 5 |
| Legal Subdivision | SAMUEL WHITES 2ND ADD |
| Legal Block | 5 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2963 OAK MOUND LN, XENIA, IL 62899-2233 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed, Transfer |
| Jul 22, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Deed Document Number | 2025212559 |
| Prior Transfer Date | Jul 22, 2020 |
| Prior Transfer Doc | 199456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 9, 2025 |
| Property Address | 904 N MAIN ST, FLORA, IL 62839-1034 |
| Document Number | 0000212559 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 212559 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $127.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2963 OAK MOUND LN, XENIA, IL 62899-2233 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 22, 2020 |
| Property Address | 904 N MAIN ST, FLORA, IL 62839-1034 |
| Document Number | 199456 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 199456 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 371 SCARLET OAK DR, 371, FLORA, IL 62839-3337 |
| Name | Verified Name |
|---|---|
| Address | 371 SCARLET OAK DR, FLORA, IL 62839-3337 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 (-50.65%) | $29,358 (-47.54%) Land $5,825 Building $23,533 | $88,074 (-47.54%) Land $17,475 Building $70,599 |
| 2024 | $4,553.00 (-6.07%) | $55,960 (+9.95%) Land $5,825 Building $50,135 | $167,880 (+9.95%) Land $17,475 Building $150,405 |
| 2022 | $4,847.00 (+7.45%) | $50,897 Land $5,278 Building $45,619 | $152,691 Land $15,834 Building $136,857 |
| 2021 | $4,511.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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