904 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 904 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,330 sqft · built 1909
Lot Size	0.104 acres (4,534 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jul 2020)
Tax Bill	$4,009 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-04-320-036`

Property Details

APN / Parcel Number

Primary APN	`16-04-320-036`
Alternative APN	`16-04-320-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,534 sqft (0.104 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	904 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(DAYTONS) RESUB OF LTS 13-24 BLK 1 & LTS 1-24 BLK 2 A LL IN SUB OF WH SE SW & PT SW SW LYING E OF W LINE 1290.2FT SEC 04-39-1
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	DAYTONS RESUB OF LTS 13-24 BLK 1 & LTS
Legal Block	1,2,A
Legal Lot Number	1-24
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 N LOREL AVE, CHICAGO, IL 60651-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L SVCS INC
Jan 26, 2018	Loan Modification, Consolidation and Extension, Mortgage REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	202040113
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 27, 2020
Property Address	904 N LOREL AVE, CHICAGO, IL 60651-2840
Document Number	2020940113
Instrument Date	Jun 16, 2020
Instrument	20940113
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N LOREL AVE CHICAGO IL 606512840, CHICAGO, IL 60651-2840

Mortgage

Document Number	2020940114
Date	Jul 27, 2020
Instrument	20940114

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	2020940115,
Date	Jul 27, 2020
Instrument	20940115

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	I 121 N LASALLE ST, CHICAGO, IL 60602

Agreement

Amount	Amount Recorded

January 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	COOK IL
Property Address	904 N LOREL AVE, CHICAGO, IL 60651-2840
Document Number	1812308122
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N LOREL AVE CHICAGO IL 606512840, CHICAGO, IL 60651-2840

Mortgage

Document Number	1812308122
Date	May 3, 2018
Instrument	12308122

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Amount	Amount Recorded

Interest

Rate	1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,700 (+3.69%) Land $5,441 Building $14,259	$197,000 (+3.69%) Land $54,410 Building $142,590
2023	$4,009.00 (+2.61%)
2022	$3,907.00	$18,999 Land $4,307 Building $14,692	$189,990 Land $43,070 Building $146,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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