904 N Gregory St, Urbana, IL 61801 Property Records

Champaign County property record for 904 N Gregory St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 708 sqft · built 1953
Lot Size	0.123 acres (5,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,167 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-07-282-014`

Property Details

APN / Parcel Number

Primary APN	`91-21-07-282-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	708 sqft Building Perimeter
1st Floor Area	708 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,340 sqft (0.123 acres)
Lot Dimensions	89 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	904 N GREGORY ST
City	URBANA
State	IL
Zip	61801-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CARMANS, O.S., 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	CARMANS, O.S., 3RD SUB
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3001
Census Tract	5300

Owner

Source: Champaign County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2706 W DANIEL ST, CHAMPAIGN, IL 61821-4150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Jul 17, 2020	Foreclosure ATTORNEY ONLY
Jun 26, 2020	Foreclosure ATTORNEY ONLY
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA
Jan 26, 2018	Loan Modification, Mortgage FIRST FED'L SVGS/CHAMPAIGN-UR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020
Deed Sale	Jul 17, 2020
Prior Sale	Jun 26, 2020
Deed Document Number	202013580
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000013580
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 21, 2020
Property Address	904 N GREGORY ST, URBANA, IL 61801-1510
Document Number	0000026858
Map Reference	MB K PG 24
Instrument Date	Dec 4, 2020
Instrument	2020R26858
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 W DANIEL ST, CHAMPAIGN, IL 61821-4150

Mortgage

Document Number	0000026859
Date	Dec 21, 2020
Instrument	2020R26859

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2020
Property Address	904 N GREGORY ST, URBANA, IL 61801-1510
Document Number	0000013580
Instrument Date	Jul 14, 2020
Instrument	13580
Transaction Type	Foreclosure
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1311 S NEIL ST CHAMPAIGN IL 618206558, CHAMPAIGN, IL 61820-6558
Investor	Possibly a Property Investor

June 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 26, 2020
Property Address	904 N GREGORY ST, URBANA, IL 61801-1510
Document Number	0000011671
Instrument Date	Jun 26, 2020
Instrument	11671
Transaction Type	Foreclosure
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$646.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904 N GREGORY ST URBANA IL 618011510, URBANA, IL 61801-1510
Investor	Possibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	904 N GREGORY ST, URBANA, IL 61801-1510
Document Number	0000002849
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1913 N 22ND ST SPRINGFIELD IL 627023034, SPRINGFIELD, IL 62702-3034

Mortgage

Document Number	0000002849
Date	Feb 28, 2018
Instrument	2849

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2028

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	904 N GREGORY ST, URBANA, IL 61801-1510
Document Number	0000001744
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904 N GREGORY CHAMPAIGN IL 61821, CHAMPAIGN, IL 61821

Mortgage

Document Number	0000001744
Date	Feb 2, 2018
Instrument	1744

Lender

Name	FIRST FED'L SVGS/CHAMPAIGN-UR
Address	PO BOX 1010, CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,020 (+76.86%) Land $3,290 Building $16,730	$60,060 (+76.86%) Land $9,870 Building $50,190
2024	$1,167.00 (+6.28%)	$11,320 (+19.03%) Land $3,900 Building $7,420	$33,960 (+19.03%) Land $11,700 Building $22,260
2023	$1,098.00 (+6.71%)
2022	$1,029.00	$9,510 Land $3,280 Building $6,230	$28,530 Land $9,840 Building $18,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fidium Fiber, Pavlov Media.

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