904 N Cherokee St, Independence, MO 64056 Property Records

Jackson County property record for 904 N Cherokee St, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,386 sqft · built 2004
Lot Size	0.22 acres (9,586 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2019)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-530-01-53`

Property Details

APN / Parcel Number

Primary APN	`16-530-01-53`
Alternative APNs	`16-530-01-53-00-0-00-000` `1612683`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	832 sqft
Basement Area	1,350 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,586 sqft (0.22 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1612683
Street Address	904 N CHEROKEE ST
City	INDEPENDENCE
State	MO
Zip	64056-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUNDSCHU PLACE 2ND PLAT---LOT 85
Legal Subdivision	BUNDSCHU PLACE 2ND PLAT
Legal Block	2
Legal Lot Number	85
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	11406

Owner

904 N Cherokee St is owned and occupied by two individuals who bought it in May 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 N CHEROKEE ST, INDEPENDENCE, MO 64056-7000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage NORTH AMERICAN SVGS BK
May 6, 2019	Warranty Deed, Transfer NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Nov 16, 2012 · Amount on File
Deed Document Number	2019E32726
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	904 N CHEROKEE ST, INDEPENDENCE, MO 64056-7000
Document Number	0000E42208
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 N CHEROKEE ST INDEPENDENCE MO 640567000, INDEPENDENCE, MO 64056-7000

Mortgage

Document Number	0000E42208
Date	May 26, 2020
Instrument	42208E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 6, 2019
Property Address	904 N CHEROKEE ST, INDEPENDENCE, MO 64056-7000
Document Number	0000E32726
Instrument Date	May 2, 2019
Instrument	32726E
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 N CHEROKEE ST INDEPENDENCE MO 640567000, INDEPENDENCE, MO 64056-7000

Mortgage

Document Number	E32975
Date	May 6, 2019
Instrument	32975E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 904 N Cherokee St was $2,295, up 18.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,137 (-) Land $4,623 Building $23,514	$148,090 (-)
2025	$2,295.00 (+18.12%)	$28,137 Land $4,623 Building $23,514	$148,090
2024	$1,943.00 (+0.52%)
2023	$1,933.00	$24,468 Land $1,406 Building $23,062	$128,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 N Cherokee St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 N Cherokee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

Nearby Properties on N Cherokee St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures