904 N 5th St, #906, Waco, TX 76707 Property Records

McLennan County property record for 904 N 5th St, #906, Waco, TX 76707

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,280 sqft · built 1915
Lot Size	0.197 acres (8,581 sqft)
Owner	Company Name on File
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-006504-000103-0`

Property Details

APN / Parcel Number

Primary APN	`48-006504-000103-0`
Alternative APNs	`480303000024020` `347564`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Wood

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	165 ft deep x 52 ft wide
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	904 N 5TH ST, 906
City	WACO
State	TX
Zip	76707-3818
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BUTTROSS ADDITION LOT 3 BLOCK 1 ACRES .197
Legal Subdivision	BUTTROSS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3030
Census Tract	1300

Owner

904 N 5th St, #906, a duplex, is owned by a company.

Source: McLennan County records, as of September 2, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 5766, WACO, TX 76708-0766
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Dec 16, 2019	Deed of Trust, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	904-906 N 5TH ST, WACO, TX 76707
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044079
Date	Dec 21, 2018
Instrument	2018044079

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	904-906 N 5TH ST, WACO, TX 76707
Document Number	0000000318
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904-906 N 5TH ST WACO TX 767073818, WACO, TX 76707-3818

Mortgage

Document Number	0000000318
Date	Jan 3, 2020
Instrument	318

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 904 N 5th St, #906 was $1,668, up 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,853 (+0.85%) Land $26,087 Building $48,766	$74,853 (+0.85%) Land $26,087 Building $48,766
2025	$1,668.00 (+0.97%)	$74,220 Land $23,680 Building $50,540	$74,220 Land $23,680 Building $50,540
2024	$1,652.00
2023		$77,640 Land $23,680 Building $53,960	$77,640 Land $23,680 Building $53,960
2022	$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 N 5th St, #906 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 N 5th St, #906 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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