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904 Main St, Windermere, FL 34786 Property Records

Orange County property record for 904 Main St, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,742 sqft · built 1946
Lot Size2.23 acres (97,519 sqft)
Owner2 Individual Names on File
Last Sale$3,650,000 (Apr 2025)
Tax Bill$33,710 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN17-23-28-9336-00-770

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-00-770
Alternative APNs
  • 282317933600770
  • 284218
  • 289065
  • 293228

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,742 sqft Living Area
Gross Area6,746 sqft
1st Floor Area2,907 sqft
Utility Area32 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area97,519 sqft (2.23 acres)
Lot Width110 ft Width
Garage TypeAttached
Garage Area959 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area242 sqft
Patio Area447 sqft
Shed1 Shed
Shed Area2 sqft
Boat AccessBoat Access
Boat HouseBoat House
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address904 MAIN ST
CityWINDERMERE
StateFL
Zip34786-8727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 77 & S 30 FT OF VAC ST LYING N O F LOT 77 & VAC RR R/W BEING 40 FT WIDE LYING ELY OF LOT 77
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Lot Number77
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2035
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-00-770

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address904 MAIN ST, WINDERMERE, FL 34786-8727
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleDec 26, 2019 · Amount on Record
Deed Document Number2025255092
Prior Transfer DateDec 20, 2016
Prior Transfer Doc0000661150
Record UpdatedJun 08, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 26, 2019
Property Address904 MAIN ST, WINDERMERE, FL 34786-8727
Document Number0000802220
Instrument DateDec 18, 2019
Instrument802220
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyCOVENANT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15544 AVENUE OF THE ARBORS WINTER GARDEN FL 347878778, WINTER GARDEN, FL 34787-8778

Mortgage

Document Number802221
DateDec 26, 2019
Instrument802221
Lender
NameSTIFEL BK&TR
TypeBank
Address12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343
Agreement
AmountAmount Recorded
Term360 Months
DueDec 25, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,551,390 (+23.93%) Land $1,050,100 Building $1,501,290$2,551,390 (-0.97%) Land $1,050,100 Building $1,501,290
2025$33,710.00 (+2.88%) Homeowner's exemption$2,058,722 (+5.99%)$2,576,380 (+4.99%) Land $1,050,100 Building $1,526,280
2024$32,766.00 (+3.3%)
2023$31,720.00 (+2.8%) Homeowner's exemption$1,942,429 (+3%)$2,453,940 (+14.47%) Land $1,050,100 Building $1,403,840
2022$30,855.00 Homeowner's exemption$1,885,853$2,143,796 Land $950,100 Building $1,193,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation100.7 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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