St. Louis County property record for 904 Madison Ave, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.018 acres (794 sqft) |
| Owner | Company Name on File |
| Last Sale | $135,000 (Dec 2018) |
| Tax Bill | $3,196 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0154-00100 |
| Primary APN | 010-0154-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Gross Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 794 sqft (0.018 acres) |
| Garage Area | 220 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1153659 |
|---|---|
| Street Address | 904 MADISON AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-5932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVING UNIT 35B AND GARAGE 35B AND ANUNDIVIDED INTEREST IN THE COMMONS AREA SERIAL # |
| Legal Subdivision | ASPENWOOD CONDOMINIUMS |
| Legal Unit | 35 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 400 |
904 Madison Ave is owned by a company that bought it in December 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 91 PARK LAKE DR, PONTE VEDRA, FL 32081-0852 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 31, 2018 | Warranty Deed, Transfer · Line of Credit REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Prior Sale | Mar 4, 2003 · Amount on File |
| Deed Document Number | 20181347428 |
| Prior Transfer Date | Jun 5, 2002 |
| Prior Transfer Doc | 0000859339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 904 MADISON AVE, DULUTH, MN 55811-5932 |
| Document Number | 0001537166 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261537166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 91 PARK LAKE DR, PONTE VEDRA, FL 32081-0852 |
| Document Number | 0001537166, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261537166 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 31, 2018 |
| Property Address | 904 MADISON AVE, DULUTH, MN 55811-5932 |
| Document Number | 00A1347428 |
| Instrument Date | Dec 21, 2018 |
| Instrument | A1347428 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2024 WATER ST #11 DULUTH MN 558122121, 11, DULUTH, MN 55812-2121 |
| Document Number | A1347429 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | A1347429 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 904 Madison Ave was $3,196, up 4.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,196.00 (+4.58%) | ||
| 2025 | $3,056.00 (+5.74%) | $235,600 (+6.17%) Land $9,400 Building $226,200 | $235,600 (+6.17%) Land $9,400 Building $226,200 |
| 2024 | $2,890.00 | $221,900 Land $22,000 Building $199,900 | $221,900 Land $22,000 Building $199,900 |
| 2022 | $172,600 Land $21,300 Building $151,300 | $172,600 Land $21,300 Building $151,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Madison Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Madison Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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