Nashville-Davidson Metropolitan Government property record for 904 Libby Ln, Hermitage, TN 37076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Trust Name on File |
| Last Sale | $365,000 (Jul 2025) |
| Tax Bill | $2,201 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-11-0-281-00 |
| Primary APN | 075-11-0-281-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 133 ft deep x 81 ft wide |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000058811 |
|---|---|
| Old Parcel Number | 075110 28100 |
| Street Address | 904 LIBBY LN |
| City | HERMITAGE |
| State | TN |
| Zip | 37076-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 64 MEADOWS OF TULIP GROVE SEC 3 |
| Legal Subdivision | MEADOWS/TULIP GROVE SEC 3 |
| Legal Lot Number | 64 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 15405 |
904 Libby Ln is owner-occupied and held in a trust since November 2025.
Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Dec 14, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 4, 2021 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE CO TENNESSEE |
| Oct 25, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 2, 2018 | Warranty Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Jul 23, 2025 · Amount on File |
| Deed Document Number | 0000058125 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000089785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Nov 12, 2025 |
| Property Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Number | 0000089785 |
| Map Reference | MB 6900 PG 262 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 20251112-0089785 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000121825 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 20181214-0121825 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35893 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Jan 4, 2021 |
| Property Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Number | 0000000221 |
| Map Reference | MB 6900 PG 262 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 20210104-0000221 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE CO TENNESSEE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,035.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Number | 0000111142 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 904 LIBBY LN HERMITAGE TN 370762345, HERMITAGE, TN 37076-2345 |
| Document Number | 0000111142 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 111142 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Apr 2, 2018 |
| Property Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Document Number | 0000030166 |
| Map Reference | MB6900 PG262 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 20180402-0030166 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | HOMESTEAD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 904 LIBBY LN, HERMITAGE, TN 37076-2345 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030167 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 20180402-0030167 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 904 Libby Ln was $2,201.
Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,201.00 | $79,150 Land $22,500 Building $56,650 | $316,600 Land $90,000 Building $226,600 |
| 2023 | $1,743.00 (-22.88%) | $59,675 (-) Land $15,500 Building $44,175 | |
| 2022 | $2,260.00 | $59,675 Land $15,500 Building $44,175 | $238,700 (-) Land $62,000 Building $176,700 |
| 2021 | $238,700 Land $62,000 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Libby Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2003–2021) |
| Most Recent Claim | Nov 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Libby Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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