904 Lake Bluff Dr, Flower Mound, TX 75028 Property Records

Denton County property record for 904 Lake Bluff Dr, Flower Mound, TX 75028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1989
Lot Size	0.123 acres (5,350 sqft)
Owner	2 Individual Names on File
Last Sale	$112,300 (Apr 1998)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R150461 386910`

Property Details

APN / Parcel Number

Primary APN	`R150461 386910`
Alternative APNs	`SL0491A-00000B-0000-0022-0000` `SL0491A-00000B-0000-0022` `R150461` `833494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,799 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,350 sqft (0.123 acres)
Lot Dimensions	1 ft deep x 5,350 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	904 LAKE BLUFF DR
City	FLOWER MOUND
State	TX
Zip	75028-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE BLUFF SUBD BLK B LOT 22
Legal Subdivision	LAKE BLUFF SUBD
Legal Block	B
Legal Lot Number	22
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	1
Census Block	1020
Census Tract	21729

Owner

904 Lake Bluff Dr is owned and occupied by two individuals who bought it in April 1998.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 LAKE BLUFF DR, FLOWER MOUND, TX 75028-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit PHH MORTGAGE SERVICES CORP
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 1998 · Amount on File
Deed Sale	Apr 8, 1998 · Amount on File
Prior Sale	Jun 6, 1995 · Amount on File
Deed Document Number	199898-R0027347
Prior Transfer Date	Mar 26, 1998
Prior Transfer Doc	0980027347
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	904 LAKE BLUFF DR, FLOWER MOUND, TX 75028-7222
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100336
Date	Jul 8, 2022
Instrument	2022-100336

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	904 LAKE BLUFF DR, FLOWER MOUND, TX 75028-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141880
Date	Nov 6, 2019
Instrument	2019-141880

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 904 Lake Bluff Dr was $4,166 with a homeowner's exemption, down 13.3% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Flower Mound Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,610 (-9.88%) Land $107,000 Building $213,610	$320,610 (-9.88%) Land $107,000 Building $213,610
2025	$4,166.00 (-13.33%) Homeowner's exemption	$355,763 Land $79,848 Building $275,915	$355,763 Land $79,848 Building $275,915
2024	$4,807.00 (+12.1%)
2023	$4,288.00 (-12.88%) Homeowner's exemption	$378,038 Land $75,645 Building $302,393	$378,038 Land $75,645 Building $302,393
2022	$4,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Lake Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Lake Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLOWER MOUND serves 80,000 people · EPA ID TX0610023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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