904 James Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 904 James Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 975 sqft · built 1898
Lot Size	0.12 acres (5,280 sqft)
Owner	Individual Name on Record
Last Sale	$21,000 (Apr 2017)
Tax Bill	$576 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.033.0980`

Property Details

APN / Parcel Number

Primary APN	`34.033.0980`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	804 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,280 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	904 JAMES AVE
City	ALBERT LEA
State	MN
Zip	56007-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HALL'S ADDITION LOT-004 COM 132 FT S OF NE COR BLK 4 HALLS ADDN TH W 120 FT N 44 FT E 120 FT S 44 FT TO BEG HALLS ADDITION
Legal Subdivision	HALL'S ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3011
Census Tract	180900

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 ACADEMY AVE, ALBERT LEA, MN 56007-3207
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Apr 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2017V639688
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	904 JAMES AVE, ALBERT LEA, MN 56007-3051
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A544890
Date	Oct 15, 2020
Instrument	A544890

Lender

Name	CITIZENS COMMUNITY BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 15, 2027

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Apr 5, 2017
Property Address	904 JAMES AVE, ALBERT LEA, MN 56007-3051
Document Number	CRV639688
Instrument Date	Apr 5, 2017
Instrument	CRV639688
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 SIERRA AVE, 2015, AZTEC, NM 87410-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 JAMES AVE, ALBERT LEA, MN 56007-3051

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$576.00	$33,500 (+14.73%) Land $14,900 Building $18,600	$33,500 (+14.73%) Land $14,900 Building $18,600
2025	$576.00 (+14.29%)
2023	$504.00 (+15.6%)	$29,200 Land $10,700 Building $18,500	$29,200 Land $10,700 Building $18,500
2020	$436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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