904 Haystack Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 904 Haystack Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2024)
Tax Bill	$1,735 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1115N-23`

Property Details

APN / Parcel Number

Primary APN	`1115N-23`
Alternative APNs	`490009706` `436266000` `160657`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490009706
Street Address	904 HAYSTACK LN
City	JACKSONVILLE
State	NC
Zip	28546-0072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CU-TCA
Legal Description	L44 S1 THE FARM AT HUNTERS CREEK
Legal Subdivision	THE FARM AT HUNTERS CREEK S1
Legal Lot Number	44
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1001
Census Tract	2400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Apr 15, 2024	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Book / Page	6132 / 160
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Jun 2, 2026
Property Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Document Number	6605000134
Book / Page	6605 / 134
Instrument Date	Mar 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Investor	Possibly a Property Investor

Mortgage

Document Number	6605000134,
Date	Jun 2, 2026
Book Page	6605/134

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 15, 2024
Property Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Document Number	0061320160
Book / Page	6132 / 160
Map Reference	MB 70 PG 212
Instrument Date	Mar 26, 2024
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 CORE POINT DR, HOLLY RIDGE, NC 28445-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Investor	Possibly a Property Investor

Mortgage

Document Number	0006132167
Date	Apr 15, 2024
Instrument	6132-167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 11, 2017
Property Address	904 HAYSTACK LN, JACKSONVILLE, NC 28546-0072
Document Number	0046860519
Book / Page	004686 / 000519
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 HAYSTACK LN JACKSONVILLE NC 28546, JACKSONVILLE, NC 28546

Mortgage

Document Number	46860523
Date	Oct 11, 2017
Book Page	004686/000523

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,735.00	$313,467 (+18.3%) Land $50,000 Building $263,467	$313,467 (+18.3%) Land $50,000 Building $263,467
2025	$1,735.00 (+20.49%)	$264,967 (-) Land $42,500 Building $222,467	$264,967 (-) Land $42,500 Building $222,467
2023	$1,440.00	$264,967 Land $42,500 Building $222,467	$264,967 Land $42,500 Building $222,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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