904 Harris Ln, Chattanooga, TN 37412 Property Records

Hamilton County property record for 904 Harris Ln, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,688 sqft · built 1955
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2017)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170N B 010`

Property Details

APN / Parcel Number

Primary APN	`170N B 010`
Alternative APN	`0000117087`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,688 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	135,036 sqft (3.09 acres)
Lot Dimensions	354 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000117087
Street Address	904 HARRIS LN
City	CHATTANOOGA
State	TN
Zip	37412-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0343 01 05 LOT 8 & PT LOT 9 HARRIS HILLS S/D PB 16 PG 85
Legal Subdivision	HARRIS HILLS
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	11442

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	904 HARRIS LN, CHATTANOOGA, TN 37412-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Deed Document Number	0010990555
Deed Book / Page	10990 / 555
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 3, 2017
Property Address	904 HARRIS LN, CHATTANOOGA, TN 37412-4116
Document Number	0000000192
Book / Page	10990 / 555
Map Reference	MB16 PG85
Instrument Date	Mar 3, 2017
Instrument	2017030300192
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 HARRIS LN, CHATTANOOGA, TN 37412-4116

Mortgage

Document Number	0000000193
Date	Mar 3, 2017
Instrument	2017030300193

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (+11.45%)	$110,450 (+64.48%)	$441,800 (+64.48%) Land $63,600 Building $378,200
2024	$1,502.00 (-36.09%)	$67,150 (-)	$268,600 (-) Land $45,000 Building $223,600
2023	$2,350.00	$67,150 (-)	$268,600 (-) Land $45,000 Building $223,600
2022	$2,350.00	$67,150	$268,600 Land $45,000 Building $223,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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