904 Harmon St, Urbana, IL 61801 Property Records

Champaign County property record for 904 Harmon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1968
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Oct 2020)
Tax Bill	$6,597 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-376-010`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-376-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Building Perimeter
1st Floor Area	1,380 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Other
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	904 HARMON ST
City	URBANA
State	IL
Zip	61801-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 240 ENNIS RIDGE 13TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 13TH SUB
Legal Lot Number	240
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4011
Census Tract	5701

Owner

904 Harmon St is owned and occupied by two individuals who bought it in October 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 HARMON ST, URBANA, IL 61801-6832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Dec 6, 2005 · Amount on File
Deed Document Number	202022577
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 30, 2020
Property Address	904 HARMON ST, URBANA, IL 61801-6832
Document Number	0000022577
Map Reference	MB 5 PG 27
Instrument Date	Oct 28, 2020
Instrument	2020R22577
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 HARMON ST, URBANA, IL 61801-6832

Mortgage

Document Number	0000022579
Date	Oct 30, 2020
Instrument	2020R22579

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,680 Land $21,410 Building $46,270	$203,040 Land $64,230 Building $138,810
2024	$6,597.00
2022	$5,817.00	$53,750 Land $17,010 Building $36,740	$161,250 Land $51,030 Building $110,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Harmon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Harmon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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