904 Gurley Ln, Waco, TX 76706 Property Records

McLennan County property record for 904 Gurley Ln, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1935
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$198,340 (Apr 2026)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`48-025800-000500-1`

Property Details

APN / Parcel Number

Primary APN	`48-025800-000500-1`
Alternative APNs	`4802580000050010111` `179260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	160 ft deep x 48 ft wide
Porch	Enclosed Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	904 GURLEY LN
City	WACO
State	TX
Zip	76706-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	KIVETT LOT 5 BLOCK F ACRES .1763
Legal Subdivision	KIVETT
Legal Block	F
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1054
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 GURLEY LN, WACO, TX 76706-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage GRANITE BANK
Feb 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage LNDERLAB INC
Oct 10, 2018	Loan Modification, Mortgage NATIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	202610763
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 7, 2026
Property Address	904 GURLEY LN, WACO, TX 76706-3655
Document Number	0000010763
Instrument Date	Apr 6, 2026
Instrument	202610763
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 GURLEY LN, WACO, TX 76706-3655
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010764,
Date	Apr 7, 2026
Instrument	202610764

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 10, 2022
Property Address	904 GURLEY LN, WACO, TX 76706-3655
Document Number	0000005488
Map Reference	VOL 102 PG 624
Instrument Date	Feb 8, 2022
Instrument	2022005488
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 SHARON DRIVE, 3009, WACO, TX 76704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHARLES RD, BERNARDSVILLE, NJ 07924-1921

Mortgage

Document Number	0000005489
Date	Feb 10, 2022
Instrument	2022005489

Lender

Name	LNDERLAB INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	904 GURLEY LN, WACO, TX 76706-3655
Document Number	0000042828
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904 GURLEY LN WACO TX 767063655, WACO, TX 76706-3655

Mortgage

Document Number	0000042828
Date	Dec 12, 2018
Instrument	42828

Lender

Name	NATIONAL BK
Type	Bank
Address	PO BOX 779, GATESVILLE, TX 76528-0779

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 11, 2023

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,391 (-2.06%) Land $26,189 Building $198,202	$224,391 (-2.06%) Land $26,189 Building $198,202
2025	$5,151.00 (+7.85%)	$229,100 (+21.18%) Land $23,810 Building $205,290	$229,100 (+21.18%) Land $23,810 Building $205,290
2024	$4,776.00 (+12.69%)
2023		$189,060 Land $23,810 Building $165,250	$189,060 Land $23,810 Building $165,250
2022	$4,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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