904 Gragg St, Centralia, IL 62801 Property Records

Marion County property record for 904 Gragg St, Centralia, IL 62801

Property Summary

Property Type	Rural Improved / Non-Residential
Details	1,344 sqft · built 1976
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Jan 2026)
Tax Bill	$553 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1408000074`

Property Details

APN / Parcel Number

Primary APN	`1408000074`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	348,480 sqft (8 acres)

Location & Zoning

Street Address	904 GRAGG ST
City	CENTRALIA
State	IL
Zip	62801-2735
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	E 12 AC N1/2 NW SW EXC 4 AC SE PART
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1067
Census Tract	952700

Owner

Source: Marion County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 W 17TH ST, CENTRALIA, IL 62801-5505
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Non-Conforming Investor Loan MIDWEST NATIONAL BANK
Feb 24, 2023	Special Warranty Deed, Transfer
Oct 26, 2022	Warranty Deed, Transfer
Aug 12, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	2026202
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jan 14, 2026
Property Address	904 GRAGG ST, CENTRALIA, IL 62801-2735
Document Number	2026R00202
Map Reference	DOC 2022R05009
Instrument Date	Jan 9, 2026
Instrument	2026R00202
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13863 BOULDER RD, CARLYLE, IL 62231-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 W 17TH ST, CENTRALIA, IL 62801-5505

Mortgage

Document Number	2026R00203
Date	Jan 14, 2026
Instrument	2026R00203

Lender

Name	MIDWEST NATIONAL BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.75%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION IL
Recording Date	Feb 24, 2023
Property Address	904 GRAGG ST, CENTRALIA, IL 62801-2735
Document Number	2023R00720
Instrument Date	Feb 23, 2023
Instrument	2023R00720
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Tax	$35.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3074, CARBONDALE, IL 62902-3074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13863 BOULDER RD, CARLYLE, IL 62231-4002

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 26, 2022
Property Address	904 GRAGG ST, CENTRALIA, IL 62801-2735
Document Number	2022R05009
Map Reference	PB 305 PG 485
Instrument Date	Sep 19, 2022
Instrument	2022R05009
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 GRAGG ST, 904, CENTRALIA, IL 62801-2735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S LOCUST ST, CENTRALIA, IL 62801-3506
Investor	Possibly a Property Investor

August 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MARION IL
Recording Date	Aug 12, 2022
Property Address	904 GRAGG ST, CENTRALIA, IL 62801-2735
Document Number	2022R03713
Instrument Date	Aug 12, 2022
Instrument	2022R03713
Transaction Type	Foreclosure
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3074, CARBONDALE, IL 62902-3074

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+4.73%)	$9,379 (+12.76%) Land $5,429 Building $3,950	$28,137 (+12.76%) Land $16,287 Building $11,850
2024	$528.00 (+1.93%)	$8,318 (+21.82%) Land $4,788 Building $3,530	$24,954 (+21.82%) Land $14,364 Building $10,590
2022	$518.00	$6,828 Land $3,828 Building $3,000	$20,484 Land $11,484 Building $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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