904 Ginger Trl, Desoto, TX 75115 Property Records

Dallas County property record for 904 Ginger Trl, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,942 sqft · built 2010
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Jun 2016)
Tax Bill	$9,776 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200332600C00500`

Property Details

APN / Parcel Number

Primary APN	`200332600C00500`
Alternative APN	`20-03326-00C-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,942 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	125 ft deep x 81 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200332600C00500
Street Address	904 GINGER TRL
City	DESOTO
State	TX
Zip	75115-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	ELERSON RANCH 2 BLK C LT 5 INT201600158393 DD06102016 CO-DC 0332600C00500 4CS0332600C
Legal Subdivision	ELERSON RANCH 2
Legal Tract	3326
Legal Block	C
Legal Lot Number	5
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2030
Census Tract	16633

Owner

904 Ginger Trl is owned by an individual who bought it in June 2016.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	156 CLAREMONT DR, OVILLA, TX 75154-3331
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2016 · Amount on File
Deed Sale	Jun 13, 2016 · Amount on File
Prior Sale	Oct 20, 2011 · Amount on File
Deed Document Number	2016158393
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0000158393
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	904 GINGER TRL, DESOTO, TX 75115-1538
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800092078
Date	Apr 9, 2018
Instrument	201800092078

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	3-Year CMT
Max Rate	9.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	904 GINGER TRL, DESOTO, TX 75115-1538
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000235972
Date	Sep 1, 2020
Instrument	202000235972

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 904 Ginger Trl was $9,776 with an additional exemption, up 44.6% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,200 (-10.7%) Land $90,000 Building $267,200	$357,200 (-10.7%) Land $90,000 Building $267,200
2025	$9,776.00 (+44.62%)	$400,000 Land $90,000 Building $310,000	$400,000 Land $90,000 Building $310,000
2024	$6,760.00 (+10.84%)
2023	$6,099.00 (-8.01%) Homeowner's exemption	$352,250 Land $80,000 Building $272,250	$352,250 Land $80,000 Building $272,250
2022	$6,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Ginger Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Ginger Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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