904 Fraser St, Florence, SC 29506 Property Records

Florence County property record for 904 Fraser St, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1955
Lot Size	0.093 acres (4,085 sqft)
Owner	Individual Name on File
Tax Bill	$325 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90099-05-020`

Property Details

APN / Parcel Number

Primary APN	`90099-05-020`
Alternative APN	`15054091`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,085 sqft (0.093 acres)
Lot Dimensions	95 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal

Location & Zoning

Street Address	904 FRASER ST
City	FLORENCE
State	SC
Zip	29506-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FRASER ST
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2027
Census Tract	800

Owner

904 Fraser St is owned and occupied by an individual.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	904 FRASER ST, FLORENCE, SC 29506-6239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Aug 1, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Jun 30, 2026
Property Address	904 FRASER ST, FLORENCE, SC 29506-6239
Document Number	0000008843
Book / Page	1224 / 1335
Instrument Date	Jun 18, 2026
Instrument	20268843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 FRASER ST, FLORENCE, SC 29506-6239

Mortgage

Document Number	0000008843,
Date	Jun 30, 2026
Book Page	1224/1335
Instrument	20268843

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2036

Interest

Rate	6.51%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	904 FRASER ST, FLORENCE, SC 29506-6239
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 FRASER ST, FLORENCE, SC 29506-6239

Mortgage

Document Number	DMA11961220
Date	Jan 23, 2026
Book Page	DMA1196/1220
Instrument	2026000940

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2036

Interest

Change Frequency	Monthly

August 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLORENCE SC
Recording Date	Aug 1, 2022
Property Address	904 FRASER ST, FLORENCE, SC 29506-6239
Document Number	0010050794
Book / Page	1005 / 794
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 FRASER ST, FLORENCE, SC 29506-6239

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,160 Land $103 Building $1,057	$29,017 Land $2,580 Building $26,437
2023	$325.00 (+61.69%) Additional exemption filed	$377,326 (+99,986.47%) Land $103,200 Building $274,126	$943,315 (+9,900.16%) Land $258,000 Building $685,315
2022	$201.00 Additional exemption filed	$377 Land $103 Building $274	$9,433 Land $2,580 Building $6,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Fraser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Fraser St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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