Monroe County property record for 904 Estall St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,950 sqft · built 1989 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Dec 1996) |
| Tax Bill | $4,994 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00520010-000000 |
| Primary APN | 00520010-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 450 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 6,650 sqft (0.153 acres) |
| Lot Dimensions | 95 ft deep x 70 ft wide |
| Garage Type | Covered |
| Garage Area | 630 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 942 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1639257 |
|---|---|
| Street Address | 904 ESTALL ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 3 ROCK HARBOR EST PB3-187 KEY LARGO OR267-589/90 OR617-671 OR617-672 OR724-81 OR810-1903D/C OR861-367 OR1047-264 OR1235-824 OR1435-242 OR1435-243POA OR1481-267/81 OR1481-2046/47 OR2554-1937/38 OR2760-920D/C OR2867-1847ORD OR2888-1428/29ORD |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 05 |
| Legal Subdivision | ROCK HARBOR ESTATE |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
904 Estall St is owned by an individual who bought it in December 1996.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 PEARL AVE, TAVERNIER, FL 33070-2422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 1996 · Amount on File |
| Deed Sale | Dec 18, 1996 · Amount on File |
| Prior Sale | Nov 1, 1992 · Amount on File |
| Deed Book / Page | 1435 / 242 |
| Transfer Doc | 1481002046 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $680,274 Land $322,193 Building $358,081 | $680,274 Land $322,193 Building $358,081 | |
| 2024 | $4,994.00 (+5.6%) | ||
| 2023 | $4,729.00 (+14.61%) | $653,355 (+16.1%) Land $325,584 Building $327,771 | $653,355 (+16.1%) Land $325,584 Building $327,771 |
| 2022 | $4,126.00 | $562,764 Land $227,231 Building $335,533 | $562,764 Land $227,231 Building $335,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Estall St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Estall St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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