904 Emerald Ave, Coldwater, OH 45828 Property Records

Mercer County property record for 904 Emerald Ave, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1991
Lot Size0.337 acres (14,700 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Dec 2016)
Tax Bill$3,098 (2025)
Flood ZoneZone X (minimal risk)
APN05-173400.0000

Property Details

APN / Parcel Number

Primary APN05-173400.0000
Alternative APN
  • 08-28-151-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Basement Area1,540 sqft
Unfinished Basement1,540 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area14,700 sqft (0.337 acres)
Lot Dimensions140 ft deep x 105 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address904 EMERALD AVE
CityCOLDWATER
StateOH
Zip45828-1056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTVIEW SECOND ADD RTS: 000-00-00 LOT#: 1326
Legal SubdivisionWESTVIEW SECOND ADD
Legal Lot Number1326
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group3
Census Block3008
Census Tract967700

Owner

904 Emerald Ave is owned and occupied by two individuals who bought it in December 2016.

Source: Mercer County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address904 EMERALD AVE, COLDWATER, OH 45828-1056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on File
Deed SaleDec 30, 2016 · Amount on File
Prior SaleJun 25, 1990 · Amount on File
Deed Document Number20166596
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 904 Emerald Ave was $3,098.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,098.00$93,070 (-) Land $15,680 Building $77,390
2024$3,098.00 (+1.91%)$93,070 (-) Land $15,680 Building $77,390
2023$3,040.00 (+11.52%)$93,070 (+25.41%) Land $15,680 Building $77,390$265,900 Land $44,800 Building $221,100
2022$2,726.00$74,210 Land $12,360 Building $61,850
2020$212,000 Land $35,300 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Emerald Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1989)
Most Recent ClaimMay 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Emerald Ave

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