Gallatin County property record for 904 Elmo Ct, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $238,500 (May 2007) |
| Tax Bill | $2,969 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00REF50110 |
| Primary APN | 00REF50110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00REF50110 |
|---|---|
| Street Address | 904 ELMO CT |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENSON SUB PH 1, S35, T01 N, R04 E, BLOCK 2, LOT 6, ACRES 0.24, PLAT J-384 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | HENSON SUB PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 104 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 904 ELMO CT, BELGRADE, MT 59714-9763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2007 · Amount on Record |
| Deed Sale | May 7, 2007 · Amount on Record |
| Deed Document Number | 20072265245 |
| Prior Transfer Date | May 3, 2007 |
| Prior Transfer Doc | 0002265245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 904 ELMO CT, BELGRADE, MT 59714-9763 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002755641 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2755641 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Belgrade City |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,969.00 (-23.18%) | $545,800 (+21.61%) | $545,800 (+21.61%) Land $193,844 Building $351,956 |
| 2023 | $3,865.00 | $448,800 | $448,800 Land $135,885 Building $312,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
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