904 Elm Ave, Waco, TX 76704 Property Records

McLennan County property record for 904 Elm Ave, Waco, TX 76704

Property Summary

Property Type	Commercial
Lot Size	0.075 acres (3,250 sqft)
Owner	Company Name on Record
Tax Bill	$728 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-041900-007400-0`

Property Details

APN / Parcel Number

Primary APN	`48-041900-007400-0`
Alternative APNs	`4804190000740000101` `193817`

Exterior

Construction Type	Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Location & Zoning

Street Address	904 ELM AVE
City	WACO
State	TX
Zip	76704-2623
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007 TIF
Legal Description	TURNER W H LOT A BLOCK 7 ACRES .0746
Legal Subdivision	TURNER W H
Legal Block	7
Legal Lot Number	A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 815, WACO, TX 76703-0815
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Transfer
Apr 13, 2021	Warranty Deed, Transfer
May 5, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021
Deed Sale	Oct 11, 2021
Prior Sale	Apr 13, 2021
Deed Document Number	202141489
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 11, 2021
Property Address	904 ELM AVE, WACO, TX 76704-2623
Document Number	0000041489
Instrument Date	Sep 1, 2021
Instrument	2021041489
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 815, WACO, TX 76703-0815

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 13, 2021
Property Address	904 ELM AVE, WACO, TX 76704-2623
Document Number	0000013629
Instrument Date	Apr 1, 2021
Instrument	2021013629
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 815, WACO, TX 76703-0815

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	904 ELM AVE, WACO, TX 76704-2623
Document Number	0000014764
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 APPLE LN WACO TX 767042984, WACO, TX 76704-2984

Mortgage

Document Number	0000014764
Date	May 7, 2020
Instrument	14764

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 6, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,808 (-7.1%) Land $6,500 Building $22,308	$28,808 (-7.1%) Land $6,500 Building $22,308
2025	$728.00 (-6.31%)	$31,010 (-12.97%) Land $6,500 Building $24,510	$31,010 (-12.97%) Land $6,500 Building $24,510
2024	$777.00 (-6.83%)
2023		$35,630 Land $6,500 Building $29,130	$35,630 Land $6,500 Building $29,130
2022	$834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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