904 Echo Ln, Johnson City, TN 37604 Property Records

Washington County property record for 904 Echo Ln, Johnson City, TN 37604

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft · built 1950
Lot Size	0.617 acres (26,874 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Mar 2026)
Tax Bill	$1,075 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054N-B-002.01`

Property Details

APN / Parcel Number

Primary APN	`054N-B-002.01`
Alternative APNs	`09054NB054N00201000` `090054N B 00201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,606 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,874 sqft (0.617 acres)
Lot Dimensions	268 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	290 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 ECHO LN
City	JOHNSON CITY
State	TN
Zip	37604-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DOGWOOD ACRES BLK: 1 LOT: 3 100X265 IRR
Legal Subdivision	DOGWOOD ACRES
Legal Block	1
Legal Lot Number	3
Jurisdiction	WASHINGTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	60602

Owner

Source: Washington County records · APN 054N-B-002.01

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 ECHO LN, JOHNSON CITY, TN 37604-7218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Apr 16, 1996 · Amount on Record
Deed Document Number	20264931
Deed Book / Page	1223 / 1587
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Mar 27, 2026
Property Address	904 ECHO LN, JOHNSON CITY, TN 37604-7218
Document Number	0012231587
Book / Page	1223 / 1587
Map Reference	MB 2 PG 60
Instrument Date	Mar 27, 2026
Instrument	26004931
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	STATE TITLE COMPANY, STATE OF FRANKLIN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 ECHO LN, JOHNSON CITY, TN 37604-7218

Mortgage

Document Number	0026004932
Date	Mar 27, 2026
Instrument	26004932

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	904 ECHO LN, JOHNSON CITY, TN 37604-7218
Document Number	9892294
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 ECHO LN JOHNSON CITY TN 376047218, JOHNSON CITY, TN 37604-7218

Mortgage

Document Number	9892294
Date	Jul 16, 2019
Book Page	000989/002294
Instrument	11307

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2039

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	904 ECHO LN, JOHNSON CITY, TN 37604-7218
Document Number	9782556
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 ECHO LN JOHNSON CITY TN 376047218, JOHNSON CITY, TN 37604-7218

Mortgage

Document Number	9782556
Date	Mar 04, 2019
Book Page	000978/002556
Instrument	3297

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Municipality	Johnson City
Unified School District	Johnson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,875 (+111.88%) Land $8,750 Building $54,125	$251,500 (-) Land $35,000 Building $216,500
2024	$1,075.00 (-6.6%)		$251,500 (+111.88%) Land $35,000 Building $216,500
2022	$1,151.00	$29,675 Land $6,250 Building $23,425	$118,700 Land $25,000 Building $93,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Johnson City Energy Authority Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

904 Echo Ln, Johnson City, TN 37604 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Echo Ln

Nearby Streets

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