904 Echo Bay Ct, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 904 Echo Bay Ct, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,076 sqft · built 2000
Lot Size	0.478 acres (20,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,581 (Sep 2000)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-153-90100641`

Property Details

APN / Parcel Number

Primary APN	`02-153-90100641`
Alternative APNs	`215390100641` `15390100641`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,076 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,804 sqft (0.478 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	15390100641
Street Address	904 ECHO BAY CT
City	GAMBRILLS
State	MD
Zip	21054-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 10 SC 2 CANTER FARMS
Legal Subdivision	CANTER FARMS
Legal Block	1
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	702208

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 ECHO BAY CT, GAMBRILLS, MD 21054-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2000 · Amount on Record
Deed Sale	Sep 29, 2000 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	200012176
Deed Book / Page	9971 / 41
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	904 ECHO BAY CT, GAMBRILLS, MD 21054-1616
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378640274
Date	Nov 5, 2021
Book Page	37864/274

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	NASHVILLE, TN 37210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,900 (+19.67%) Land $228,200 Building $483,700	$711,900 (+19.67%) Land $228,200 Building $483,700
2025	$5,281.00 (+16.68%)
2023	$4,526.00 Homeowner's exemption	$594,900 Land $248,200 Building $346,700	$594,900 Land $248,200 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20