904 E Ridgeland Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 904 E Ridgeland Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 2016
Lot Size	0.14 acres (6,093 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Mortgage
APN	`E468004008000200`

Property Details

APN / Parcel Number

Primary APN	`E468004008000200`
Alternative APNs	`R167696` `167696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,775 sqft
Flooring	Tile

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,093 sqft (0.14 acres)
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	904 E RIDGELAND AVE
City	MCALLEN
State	TX
Zip	78503-0005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	EL RANCHO SANTA CRUZ PH 4 LOT 2 BLK 8
Legal Subdivision	EL RANCHO SANTA CRUZ PH 4 - SPA
Legal Tract	2
Legal Block	8
Legal Lot Number	2
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3008
Census Tract	21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 E RIDGELAND AVE, MCALLEN, TX 78503-0005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC
Sep 4, 2018	Deed of Trust, Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015
Deed Sale	Sep 25, 2015
Deed Document Number	20152649191
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	904 E RIDGELAND AVE, MCALLEN, TX 78503-0005
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E RIDGELAND AVE, MCALLEN, TX 78503-0005

Mortgage

Document Number	0003290981
Date	Dec 13, 2021
Instrument	3290981

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Mar 1, 2046

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	904 E RIDGELAND AVE, MCALLEN, TX 78503-0005
Document Number	0002951748
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 E RIDGELAND AVE MCALLEN TX 785030005, MCALLEN, TX 78503-0005

Mortgage

Document Number	0002951748
Date	Sep 20, 2018
Instrument	2951748

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,157 (+1%)	$230,422 (+18.21%) Land $72,050 Building $158,372
2025	$1,952.00 (-4.92%) Homeowner's exemption	$176,506 (+21%) Land $52,704 Building $142,219	$194,923 (-2.27%) Land $52,704 Building $142,219
2024	$2,053.00 (-15.72%)
2023	$2,436.00 (+31.11%) Homeowner's exemption	$145,873 Land $37,472 Building $161,970	$199,442 Land $37,472 Building $161,970
2022	$1,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	20 (2018–2025)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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