Spokane County property record for 904 E Harding Dr, Spokane, WA 99218
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,701 sqft · built 2006 |
| Lot Size | 0.42 acres (18,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2019) |
| Tax Bill | $5,435 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36081.3905 |
| Primary APN | 36081.3905 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,701 sqft Living Area |
| Gross Area | 3,811 sqft |
| 1st Floor Area | 1,529 sqft |
| Basement Area | 539 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 39 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,287 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 1,035 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 79 sqft |
| Canopy | 79 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 904 E HARDING DR |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99218-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | FOREST GLEN 8TH ADD LT 5 BLK 1 (AFN#5157588) |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 08 |
| Legal Subdivision | FOREST GLEN 8TH ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10505 |
Source: Spokane County records · APN 36081.3905
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 05, 2019 | Warranty Deed, Transfer · ARM WASHINGTON TRUST BANK |
| Mar 02, 2018 | Loan Modification, Mortgage QUICKEN LNS |
| Apr 18, 2017 | Loan Modification, Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2019 · Amount on Record |
| Deed Sale | Mar 05, 2019 · Amount on Record |
| Prior Sale | May 24, 2007 · Amount on Record |
| Deed Document Number | 20196786087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | TICOR CP, TICOR |
| Name | Verified Name |
|---|
| Document Number | 0007215123 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 7215123 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 05, 2019 |
| Property Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Document Number | 0006786087 |
| Map Reference | VOL 30 PG 64-66 |
| Instrument Date | Mar 04, 2019 |
| Instrument | 6786087 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,324.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Document Number | 0006786088 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 6786088 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Document Number | 0006690957 |
| Instrument Date | Mar 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 904 E HARDING DR SPOKANE WA 992184719, SPOKANE, WA 99218-4719 |
| Document Number | 0006690957 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 6690957 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85284 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Mar 14, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 904 E HARDING DR, SPOKANE, WA 99218-4719 |
| Document Number | 0006599997 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 904 E HARDING DR SPOKANE WA 992184719, SPOKANE, WA 99218-4719 |
| Document Number | 0006599997 |
|---|---|
| Date | May 03, 2017 |
| Instrument | 6599997 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | May 02, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,435.00 (-3.26%) | $523,200 (+2.13%) Land $125,000 Building $398,200 | $523,200 (+2.13%) Land $125,000 Building $398,200 |
| 2025 | $5,618.00 (+18.47%) | ||
| 2024 | $512,300 (+16.75%) Land $102,000 Building $410,300 | $512,300 (+16.75%) Land $102,000 Building $410,300 | |
| 2023 | $4,742.00 (-5.16%) | $438,800 Land $64,000 Building $374,800 | $438,800 Land $64,000 Building $374,800 |
| 2022 | $5,000.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concept Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WA5396601, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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