904 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 904 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	1,054 sqft Living Area
Lot Size	9,191 sqft (0.211 acres)
Occupancy	Owner Occupied
Last Sale	$136,000 (2019)
Tax Bill	$1,361.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-195-096`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,054 sqft Living Area
Gross Area	1,088 sqft Gross Area
1st Floor Area	1,054 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Porch	Slab
Porch Area	75 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-5024
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#7, #8, P/#9 WINCHESTER BLK A PB1 PG095
Legal Subdivision	WINCHESTER 1-94&95
Legal Block	A
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1042
Census Tract	20602

Owner

Source: Union County records · APN 09-195-096

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 E FRANKLIN ST, MONROE, NC 28112-5024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	20197236
Deed Book / Page	7334 / 774
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2019
Property Address	904 E FRANKLIN ST, MONROE, NC 28112-5024
Document Number	0007334774
Book / Page	7334 / 774
Instrument Date	Mar 22, 2019
Instrument	0007236
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 OLD CHARLOTTE HWY, 2512, MONROE, NC 28110-2100

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007237
Date	Mar 22, 2019
Instrument	0007237

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,361.00 (+19.7%)	$155,700 (+49.28%) Land $51,900 Building $103,800	$155,700 (+49.28%) Land $51,900 Building $103,800
2023	$1,137.00	$104,300 Land $12,000 Building $92,300	$104,300 Land $12,000 Building $92,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.