Vernon County property record for 904 E Decker St, Viroqua, WI 54665 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $85,900 (Jan 2022) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-01756-0000 |
| Primary APN | 286-01756-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 904 E DECKER ST |
|---|---|
| City | VIROQUA |
| State | WI |
| Zip | 54665-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS LOT 157 EX A TRIANGULAR PIECE OF LAND ON E SIDE |
| Legal Lot Number | 157 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960400 |
Source: Vernon County records · APN 286-01756-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 904 E DECKER ST, VIROQUA, WI 54665-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTBY CO OP CU |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU |
| Dec 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 525160 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 904 E DECKER ST, VIROQUA, WI 54665-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000529844 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 529844 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jan 10, 2022 |
| Property Address | 904 E DECKER ST, VIROQUA, WI 54665-1806 |
| Document Number | 0000525160 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 525160 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 339 LOWER LAKE DR, MERRILLAN, WI 54754-9028 |
| Document Number | 0000525161 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 525161 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Dec 26, 2019 |
| Property Address | 904 E DECKER ST, VIROQUA, WI 54665-1806 |
| Document Number | 0000511270 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 511270 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12241 STATE HIGHWAY 27, FERRYVILLE, WI 54628-6000 |
| Document Number | 0000511271 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 511271 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Viroqua City |
| Unified School District | Viroqua Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+72.17%) Homeowner's exemption | $109,800 (+104.47%) Land $26,400 Building $83,400 | $109,300 (+63.87%) |
| 2023 | $884.00 Homeowner's exemption | $53,700 Land $17,200 Building $36,500 | $66,700 |
Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239604001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vernon Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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