904 E Chestnut St, Bellingham, WA 98225 Property Records

Whatcom County property record for 904 E Chestnut St, Bellingham, WA 98225

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 8,724 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$480,280 (Nov 2006)
Tax Bill	$33,157 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`380331-372448-0000`

Property Details

APN / Parcel Number

Primary APN	`380331-372448-0000`
Alternative APNs	`537774` `77661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	9 Units
Building Area	8,724 sqft Living Area
1st Floor Area	8,724 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Family
Lot Area	11,761 sqft (0.27 acres)
Balcony Area	735 sqft
Canopy	443 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	77661
Street Address	904 E CHESTNUT ST
City	BELLINGHAM
State	WA
Zip	98225-5265
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM 1.0
Legal Description	LOT A KEY/ANDRESS LLA AS REC BOOK 25 SHORT PLATS PG 53
Legal Range	03
Legal Township	38
Legal Section	31
Legal Subdivision	KEY/ANDRESS LLA
Legal Block	3
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

904 E Chestnut St, a residential property, is owned by a company that bought it in November 2006.

Source: Whatcom County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	2520 JAMES ST, BELLINGHAM, WA 98225-3545
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK
Oct 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK
Jan 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE BK
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2006 · Amount on File
Deed Sale	Nov 17, 2006 · Amount on File
Prior Sale	Nov 19, 2004
Deed Document Number	20061102517
Prior Transfer Date	Nov 10, 2006
Prior Transfer Doc	0001102518
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	904 E CHESTNUT ST, BELLINGHAM, WA 98225-5265
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002031
Date	Oct 13, 2021
Instrument	2021-1002031

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	904 E CHESTNUT ST, BELLINGHAM, WA 98225-5265
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002029
Date	Oct 13, 2021
Instrument	2021-1002029

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	904 E CHESTNUT ST, BELLINGHAM, WA 98225-5265
Document Number	2170501388
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2520 JAMES ST BELLINGHAM WA 982253545, BELLINGHAM, WA 98225-3545

Mortgage

Document Number	2170501388
Date	May 11, 2017
Instrument	501388

Lender

Name	HERITAGE BK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 30, 2017
Property Address	904 E CHESTNUT ST, BELLINGHAM, WA 98225-5265
Instrument Date	Jan 25, 2017
Instrument	103266
Transaction Type	Construction Loan
Record Updated	Feb 22, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2520 JAMES ST BELLINGHAM WA 982253545, BELLINGHAM, WA 98225-3545

Mortgage

Document Number	2170103266
Date	Jan 30, 2017
Instrument	103266

Lender

Name	HERITAGE BK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 5, 2017
Property Address	904 E CHESTNUT ST, BELLINGHAM, WA 98225-5265
Document Number	2170100459
Instrument Date	Jan 5, 2017
Instrument	100459
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Tax Assessment & Valuation

The 2025 property tax bill for 904 E Chestnut St was $33,157.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,157.00	$4,100,309 Land $715,190 Building $3,385,119	$4,100,309 Land $715,190 Building $3,385,119
2022		$3,685,117 Land $607,662 Building $3,077,455	$3,685,117 Land $607,662 Building $3,077,455
2021	$24,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 904 E Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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