904 E 9th Ct, Panama City, FL 32401 Property Records

Bay County property record for 904 E 9th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2024
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2024)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17159-000-000`

Property Details

APN / Parcel Number

Primary APN	`17159-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,176 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	904 E 9TH CT
City	PANAMA CITY
State	FL
Zip	32401-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD LOT 7 BLK 12 ORB 4829 P 1043
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	12
Legal Lot Number	7
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4024
Census Tract	1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 E 9TH CT, PANAMA CITY, FL 32401-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE BANK
May 6, 2024	Warranty Deed, Transfer · Commercial Mortgage HABITAL FOR HUMANITY OF BAY COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	May 6, 2024
Deed Document Number	2024047032
Deed Book / Page	4829 / 1043
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 8, 2024
Property Address	904 E 9TH CT, PANAMA CITY, FL 32401-3440
Document Number	0048291043
Book / Page	4829 / 1043
Map Reference	MB 4 PG 13
Instrument Date	Aug 7, 2024
Instrument	2024047032
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGACY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13395 VOYAGER PKWY # PKWY130PMB, PKWY130PMB, COLORADO SPRINGS, CO 80921-7676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 CEDAR ST APT C, C, PANAMA CITY, FL 32404-6572

Mortgage

Document Number	2024047033
Date	Aug 8, 2024
Instrument	2024047033

Lender

Name	AMERICAN MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 6, 2024
Property Address	904 E 9TH CT, PANAMA CITY, FL 32401-3440
Document Number	0047990763
Book / Page	4799 / 763
Instrument Date	Apr 29, 2024
Instrument	2024026389
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 W 17TH ST, PANAMA CITY, FL 32405-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13395 VOYAGER PKWY # 103, 103, COLORADO SPRINGS, CO 80921-7676

Mortgage

Document Number	0004799765
Date	May 6, 2024
Instrument	4799/765

Lender

Name	HABITAL FOR HUMANITY OF BAY COUNTY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (+1,109.05%) Homeowner's exemption	$194,419 (+1,676.49%) Land $12,544 Building $181,875	$194,419 (+1,676.49%) Land $12,544 Building $181,875
2023	$199.00 (-3.86%) Additional exemption filed	$10,944 (+32.83%) Land $10,584 Building $360	$10,944 (+32.83%) Land $10,584 Building $360
2022	$207.00 Additional exemption filed	$8,239 Land $7,879 Building $360	$8,239 Land $7,879 Building $360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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