904 E 86th St N, Sperry, OK 74073 Property Records

Tulsa County property record for 904 E 86th St N, Sperry, OK 74073

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 1948
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$449 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`91225-12-25-39710`

Property Details

APN / Parcel Number

Primary APN	`91225-12-25-39710`
Alternative APN	`R91225122539710`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
View / Lot	Flood Plain
Porch	Porch
Porch Area	200 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R91225122539710
Street Address	904 E 86TH ST N
City	SPERRY
State	OK
Zip	74073-3934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TR IN NE NE BEG 1113.23W NEC NE NE TH S594 W220 N594 E220 POB SEC 25 21 12 3ACS
Legal Range	12E
Legal Township	21N
Legal Section	25
Legal Subdivision	UNPLATTED
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2000
Census Tract	9101

Owner

Source: Tulsa County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 E 86TH ST N, SPERRY, OK 74073-3934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 14, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Nov 14, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY BANK
May 31, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2023
Transfer Doc	0000077163
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	904 E 86TH ST N, SPERRY, OK 74073
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008334
Date	Feb 5, 2024
Instrument	2024008334

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULSA OK
Recording Date	Nov 14, 2023
Property Address	904 E 86TH ST N, SPERRY, OK 74073
Document Number	0000094831
Instrument Date	Nov 7, 2023
Instrument	2023094831
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 E 86TH ST N, SPERRY, OK 74073

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULSA OK
Recording Date	Nov 14, 2023
Property Address	904 E 86TH ST N, SPERRY, OK 74073
Document Number	0000094830
Instrument Date	Oct 27, 2023
Instrument	2023094830
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E 86TH ST N, SPERRY, OK 74073

Mortgage

Document Number	0000094832
Date	Nov 14, 2023
Instrument	2023094832

Lender

Name	PROSPERITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	904 E 86TH ST N, SPERRY, OK 74073
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043258
Date	May 31, 2023
Instrument	2023043258

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULSA OK
Recording Date	Oct 15, 2019
Property Address	904 E 86TH ST N, SPERRY, OK 74073
Document Number	0000092601
Instrument Date	Oct 15, 2019
Instrument	92601
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 427 SPERRY OK 740730427, SPERRY, OK 74073-0427

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Sperry Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$449.00 (-17.46%) Homeowner's exemption	$4,022 (-19.91%) Land $414 Building $3,608	$45,650 (-) Land $4,700 Building $40,950
2023	$544.00 (+25.06%)	$5,022 (+24.86%) Land $517 Building $4,505	$45,650 (-) Land $4,700 Building $40,950
2022	$435.00 Homeowner's exemption	$4,022 Land $414 Building $3,608	$45,650 Land $4,700 Building $40,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1986–2000)
Most Recent Claim	May 2000 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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