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904 E 10th St, Panama City, FL 32401 Property Records

Bay County property record for 904 E 10th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 368 sqft · built 1940
Lot Size0.128 acres (5,576 sqft)
OwnerIndividual Name on Record
Tax Bill$198 (2025)
Deeds & MortgagesJun 2022 Transfer
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN17087-000-000

Property Details

APN / Parcel Number

Primary APN17087-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area368 sqft
1st Floor Area368 sqft

Exterior

Year BuiltBuilt 1940
Exterior MaterialOther
Lot Area5,576 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address904 E 10TH ST
CityPANAMA CITY
StateFL
Zip32401-3448
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD LOT 7 BLK 7 ORB 4577 P 892
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD ADD
Legal Block7
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4023
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address906 E 10TH ST, PANAMA CITY, FL 32401-3448
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Quit Claim Deed, Transfer
Quitclaim
Sep 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 16, 2022
Transfer Doc0045770892
Record UpdatedJun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJun 16, 2022
Property Address904 E 10TH ST, PANAMA CITY, FL 32401-3448
Document Number0045770892
Book / Page4577 / 892
Map ReferenceMB 4165 PG 1889
Instrument DateJun 16, 2022
Instrument2022045348
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 LOUISIANA AVE, PANAMA CITY, FL 32405-5440

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 10TH ST, PANAMA CITY, FL 32401

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 10, 2019
Property Address904 E 10TH ST, PANAMA CITY, FL 32401-3448
Document Number0041651889
Book / Page004165 / 001889
Instrument DateSep 2, 2019
Instrument79950
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 LOUISIANA AVE PANAMA CITY FL 324055440, PANAMA CITY, FL 32405-5440

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198.00 (-47.2%)$12,544 (+18.52%) Land $12,544$12,544 (+18.52%) Land $12,544
2023$375.00 (-7.64%)$10,584 (-17.42%) Land $10,584$10,584 (-17.42%) Land $10,584
2022$406.00$12,817 Land $7,879 Building $4,938$12,817 Land $7,879 Building $4,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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