904 E 10th St, Atlantic, IA 50022 Property Records

Cass County property record for 904 E 10th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 985 sqft · built 1960
Lot Size	0.112 acres (4,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,626 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300006568001000`

Property Details

APN / Parcel Number

Primary APN	`300006568001000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	985 sqft
Basement Area	985 sqft
Unfinished Basement	985 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,875 sqft (0.112 acres)
Lot Dimensions	75 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Patio Area	146 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	904 E 10TH ST
City	ATLANTIC
State	IA
Zip	50022-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCDOWELL'S ADD E55' LOT 7 & E55'S1/2 L8 & W10'S75' OF ALLEY BLK 13
Legal Subdivision	MCDOWELLS ADDITION
Legal Block	13
Legal Lot Number	7
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1081
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 E 10TH ST, ATLANTIC, IA 50022-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	904 E 10TH ST, ATLANTIC, IA 50022-2106
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/313
Date	Mar 8, 2023
Book Page	2023/313
Instrument	2023-313

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	904 E 10TH ST, ATLANTIC, IA 50022-2106
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1696
Date	Jul 30, 2021
Book Page	2021/1696
Instrument	2021-1696

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,626.00 Homeowner's exemption	$105,460 (-) Land $8,290 Building $97,170	$105,460 (-) Land $8,290 Building $97,170
2025	$1,626.00 (-11.53%) Homeowner's exemption	$105,460 (-6.23%) Land $8,290 Building $97,170	$105,460 (-6.23%) Land $8,290 Building $97,170
2024	$1,838.00 (+5.75%)
2023		$112,470 Land $8,290 Building $104,180	$112,470 Land $8,290 Building $104,180
2022	$1,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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