Monroe County property record for 904 Duval St, Key West, FL 33040
| Property Type | Hotel |
|---|---|
| Details | 6 ba · 8,603 sqft · built 1938 |
| Lot Size | 0.199 acres (8,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jan 1990) |
| Tax Bill | $26,157 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00017850-000000 |
| Primary APN | 00017850-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 8,603 sqft Gross Area |
| 1st Floor Area | 4,215 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Fire Resistance | Fireproof Reinforced Concrete |
| Lot Area | 8,686 sqft (0.199 acres) |
| Lot Dimensions | 96 ft deep x 90 ft wide |
| Pool Area | 330 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,565 sqft |
| Patio Area | 1,796 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|
| Account Number | 1018309 |
|---|---|
| Street Address | 904 DUVAL ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7408 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | HRCC3 |
| Legal Description | KW PT SUBS 1 AND 2 PT LOT 1 SQR 9 TR 4 H1-271 G12-554 G12-567/69 OR426-571 OR542-279 OR542-281 OR667-434/35 OR680-779/80 OR1108-10 OR1108-22/23 OR1118-168/69 OR1118-170/71 OR2458-31/34 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KW PT SUB |
| Legal Tract | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
904 Duval St, a commercial property, is owned by two individuals who acquired it in February 2010.
Source: Monroe County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 66 BAY DR, KEY WEST, FL 33040-6115 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 · Amount on File |
| Deed Sale | Jan 1, 1990 · Amount on File |
| Prior Sale | Oct 1, 1989 · Amount on File |
| Deed Book / Page | 1118 / 168 |
| Last Transfer Date | Feb 16, 2010 |
| Transfer Doc | 0024580031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 904 DUVAL ST, KEY WEST, FL 33040-7408 |
| Document Number | 0028921352 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 904 DUVAL ST KEY WEST FL 330407408, KEY WEST, FL 33040-7408 |
| Document Number | 0028921352 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 002892/001352 |
| Instrument | 2155956 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 19, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 904 Duval St was $26,157, up 1.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,157.00 (+1.22%) | $3,240,073 Land $1,782,040 Building $1,458,033 | $3,240,073 Land $1,782,040 Building $1,458,033 |
| 2024 | $25,841.00 (+7.91%) | ||
| 2023 | $23,946.00 (+18.19%) | $3,450,005 (+29.61%) Land $2,070,003 Building $1,380,002 | $3,450,005 (+29.61%) Land $2,070,003 Building $1,380,002 |
| 2022 | $20,261.00 | $2,661,862 Land $1,597,117 Building $1,064,745 | $2,661,862 Land $1,597,117 Building $1,064,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Duval St in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 904 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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