904 Duncan St, Denton, TX 76205 Property Records

Denton County property record for 904 Duncan St, Denton, TX 76205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,594 sqft · built 1987
Lot Size0.628 acres (27,356 sqft)
OwnerIndividual Name on Record
Last Sale$332,500 (Jun 2022)
Tax Bill$2,935 (2025)
Deeds & MortgagesJun 2022 Construction Loan
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR128508 360196

Property Details

APN / Parcel Number

Primary APNR128508 360196
Alternative APNs
  • SD0542A-000001-0000-0001-0000
  • SD0542A-000001-0000-0001
  • R128508
  • 924005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,594 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,356 sqft (0.628 acres)
Lot Dimensions1 ft deep x 27,356 ft wide
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address904 DUNCAN ST
CityDENTON
StateTX
Zip76205-7910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNCH ADDN BLK 1 LOT 1 ACRES .628
Legal SubdivisionPUNCH ADDN
Legal Block1
Legal Lot Number1
JurisdictionDENTON TX
Township / Civil DivisionDENTON
Census Block Group2
Census Block2002
Census Tract21202

Owner

Source: Denton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4128 WESTMORELAND DR, PLANO, TX 75093-3867
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Vendor's Lien, Transfer · Construction Mortgage
FIRST STATE BANK
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleMay 12, 2016 · Amount on Record
Deed Document Number202296422
Prior Transfer DateMay 9, 2016
Prior Transfer Doc0000054956
Record UpdatedSep 20, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateJun 30, 2022
Property Address904 DUNCAN ST, DENTON, TX 76205-7910
Document Number0000096422
Map ReferenceCAB E PG 385
Instrument DateJun 29, 2022
Instrument2022-096422
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 51371, DENTON, TX 76206-1371

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 DUNCAN ST, DENTON, TX 76205-7910

Mortgage

Document Number0000096423
DateJun 30, 2022
Instrument2022-096423
Lender
NameFIRST STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2042
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change18%
IndexOther
Margin1
Max Rate18%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address904 DUNCAN ST, DENTON, TX 76205-7910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134657
DateOct 23, 2019
Instrument2019-134657
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityDenton City
Unified School DistrictDenton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,935.00 (-3.14%)$147,648 (-26.91%) Land $76,634 Building $71,014$147,648 (-26.91%) Land $76,634 Building $71,014
2024$3,030.00 (-21.42%)
2023$3,856.00 (-4.39%)$202,000 Land $77,559 Building $124,441$202,000 Land $77,559 Building $124,441
2022$4,033.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENTON
serves 150,037 people · EPA ID TX0610002
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: ElektraFi, Nextlink, Optimum, Pavlov Media.

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