904 Downing Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 904 Downing Dr, Lodi, CA 95242 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1973
Lot Size	0.148 acres (6,480 sqft)
Owner	2 Company Names on File
Last Sale	$140,000 (Dec 2010)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031-220-100-000`

Property Details

APN / Parcel Number

Primary APN	`031-220-100-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1973
Architectural Style	Other
Construction Type	Wood
Lot Area	6,480 sqft (0.148 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	904 DOWNING DR
City	LODI
State	CA
Zip	95242-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:LODI SUBD:ROYAL CREST UNIT #2 MAP REF:MB 031 PG 22
Legal Subdivision	ROYAL CREST UNIT #2
Legal Lot Number	63
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	4309

Owner

Source: San Joaquin County records · APN 031-220-100-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	904 DOWNING DR, LODI, CA 95242-3815
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 22, 2010 · Amount on Record
Deed Sale	Dec 22, 2010 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	0000165592
Last Transfer Date	Jan 28, 2025
Transfer Doc	0000006737
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	904 DOWNING DR, LODI, CA 95242-3815
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 DOWNING DR, LODI, CA 95242-3815

Mortgage

Document Number	0000133080
Date	Oct 06, 2020
Instrument	2020-133080

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,954.00 (+3.99%)	$179,353 (+4.04%) Land $44,836 Building $134,517
2023	$1,879.00 (+2.29%)	$172,391 Land $43,096 Building $129,295
2022	$1,837.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770043092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.