904 Dial St, Kannapolis, NC 28083 Property Records

Rowan County property record for 904 Dial St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,118 sqft · built 1963
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Sep 2022)
Tax Bill$1,327 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN133A091A

Property Details

APN / Parcel Number

Primary APN133A091A
Alternative APN
  • 6259798

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,075 sqft
Basement Area1,075 sqft
Unfinished Basement1,075 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions15 ft deep x 10 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area40 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address904 DIAL ST
CityKANNAPOLIS
StateNC
Zip28083-8307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPTL188-193
Legal SubdivisionMAP 2 OF THE O L & D C LINN ESTATE
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group1
Census Block1032
Census Tract51400

Owner

904 Dial St is owned and occupied by an individual who bought it in September 2022.

Source: Rowan County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address904 DIAL ST, KANNAPOLIS, NC 28083-8307
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleMar 24, 2016 · Amount on File
Deed Book / Page1410 / 986
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 30, 2022
Property Address904 DIAL ST, KANNAPOLIS, NC 28083-8307
Document Number0014100986
Book / Page1410 / 986
Map ReferenceMB 620
Instrument DateSep 30, 2022
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 DIAL ST, KANNAPOLIS, NC 28083-8307

Mortgage

Document Number0001410987
DateSep 30, 2022
Instrument1410/987
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address904 DIAL ST, KANNAPOLIS, NC 28083-8307
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014020254
DateMay 18, 2022
Book Page1402/254
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 904 Dial St was $1,327.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,327.00$213,244 Land $29,290 Building $183,954$213,244 Land $29,290 Building $183,954
2023$1,327.00$213,244 Land $29,290 Building $183,954$213,244 Land $29,290 Building $183,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Dial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Dial St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Dial St

Nearby Streets

Search Property Records by Address or Parcel Number