904 Dempster St, Temperance, MI 48182 Property Records

Monroe County property record for 904 Dempster St, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Tax Bill$1,229 (2025)
Deeds & MortgagesJul 2019 Transfer
Dec 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-023-052-10

Property Details

APN / Parcel Number

Primary APN02-023-052-10

Exterior

Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address904 DEMPSTER ST
CityTEMPERANCE
StateMI
Zip48182-9275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 23 T8S R7E .2066 ACRE COM @ A PT 725 FT N 0D 36M W & 683 FT N 89D 23M E FR SW COR OF NW 1/4 OF SD SEC TH N 89D 23M E 60
Legal Range07E
Legal Township08S
Legal Section23
Legal SubdivisionWHEATON
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1010
Census Tract833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address904 DEMPSTER ST, TEMPERANCE, MI 48182-9275
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2019Intrafamily Transfer, Transfer
Dec 5, 2018Deed of Trust, Mortgage · Line of Credit
METAMORA ST BK
Feb 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 8, 2011
Transfer Doc0000022134
Record UpdatedOct 29, 2026

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE MI
Recording DateJul 2, 2019
Property Address904 DEMPSTER ST, TEMPERANCE, MI 48182-9275
Document Number2019R11055
Instrument DateJun 18, 2019
Instrument2019R11055
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 DEMPSTER ST, TEMPERANCE, MI 48182-9275

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address904 DEMPSTER ST, TEMPERANCE, MI 48182-9275
Document Number0000000670
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8944 WARREN ST OTTAWA LAKE MI 49267, OTTAWA LAKE, MI 49267

Mortgage

Document Number0000000670
DateJan 14, 2019
Instrument670
Lender
NameMETAMORA ST BK
TypeBank
AddressSYLVANIA, OH 43560
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateFeb 17, 2017
Property Address904 DEMPSTER ST, TEMPERANCE, MI 48182-9275
Document Number0000003169
Instrument DateFeb 9, 2017
Instrument3169
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 DEMPSTER ST TEMPERANCE MI 481829275, TEMPERANCE, MI 48182-9275

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,800 (+33.58%) Land $72,800$145,600 (+33.58%) Land $145,600
2025$1,229.00 (+16.71%) Homeowner's exemption
2023$1,053.00 Homeowner's exemption$54,500$109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (1987–2017)
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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