904 Crestridge Dr, Kearney, MO 64060 Property Records

Clay County property record for 904 Crestridge Dr, Kearney, MO 64060

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,743 sqft · built 2006
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$4,605 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-805-00-04-006.00

Property Details

APN / Parcel Number

Primary APN07-805-00-04-006.00
Alternative APNs
  • 0780500040060001
  • 7805000400600
  • 326845

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,743 sqft Living Area
Gross Area3,945 sqft
1st Floor Area1,888 sqft
Basement Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces
PorchCovered Wood Porch
Deck Area168 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address904 CRESTRIDGE DR
CityKEARNEY
StateMO
Zip64060-7174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLS OF WESTWOOD 1ST PLAT LT 28
Legal Range31W
Legal Township53N
Legal Section28
Legal SubdivisionHILLS OF WESTWOOD 1ST
Legal Lot Number28
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group1
Census Block1033
Census Tract21809

Owner

904 Crestridge Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Clay County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY BANK NA
Sep 19, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Dec 5, 2025Special Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 8, 2024Beneficiary Deed, Transfer
Mar 23, 2018Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025
Deed SaleDec 5, 2025
Prior SaleJul 28, 2016 · Amount on File
Deed Document Number202531458
Deed Book / Page10065 / 31
Prior Transfer DateDec 22, 2023
Prior Transfer Doc0000000535
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
Transaction TypeMortgage
Record UpdatedDec 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011747
DateMar 19, 2021
Book Page8897/42
Instrument2021011747
Lender
NameACADEMY BANK NA
TypeBank
AddressKANSAS CITY, MO 64154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174

Mortgage

Document Number0000021669
DateSep 19, 2024
Book Page9808/149
Instrument2024021669
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY MO
Recording DateDec 5, 2025
Property Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
Document Number0000031458
Book / Page10065 / 31
Instrument DateDec 4, 2025
Instrument2025031458
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyUNKNOWN, PRESTIGE LAND TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174

Mortgage

Document Number0000032268
DateDec 5, 2025
Instrument2025032268
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

January 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionCLAY MO
Recording DateJan 8, 2024
Property Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
Document Number0000000535
Book / Page9678 / 10
Instrument DateDec 22, 2023
Instrument2024000535
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address904 CRESTRIDGE DR, KEARNEY, MO 64060-7174
Document Number0000010123
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address904 CRESTRIDGE DR KEARNEY MO 640607174, KEARNEY, MO 64060-7174

Mortgage

Document Number0000010123
DateApr 4, 2018
Book Page008172/000005
Instrument10123
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 3, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 904 Crestridge Dr was $4,605, up 0.3% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityKearney City
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,605.00 (+0.33%)$70,380$370,421
2024$4,590.00 (+0.35%)
2023$4,574.00$66,980$352,526
2019$4,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Crestridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Crestridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 6
serves 4,912 people · EPA ID MO1024146
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
2,000 / 2,000
Intercept Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Fidium Fiber, T-Mobile, Verizon, Wisper ISP.

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