904 Cordgrass Rd, Hampstead, NC 28443 Property Records

Pender County property record for 904 Cordgrass Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,962 sqft · built 1989
Lot Size	0.791 acres (34,456 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jan 2022)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4202-39-2505-0000`

Property Details

APN / Parcel Number

Primary APN	`4202-39-2505-0000`
Alternative APNs	`000048727` `31069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,962 sqft Living Area
Flooring	Hardwood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	34,456 sqft (0.791 acres)
Porch	Porch
Porch Area	138 sqft
Deck Area	651 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000048727
Old Parcel Number	4202 39 2505 0000
Street Address	904 CORDGRASS RD
City	HAMPSTEAD
State	NC
Zip	28443-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L15,PB 23/75 OLDE POINT
Legal Subdivision	OLDE POINT
Legal Lot Number	15
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3004
Census Tract	920202

Owner

Source: Pender County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	904 CORDGRASS RD, HAMPSTEAD, NC 28443-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit EXCITE CU
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage EXCITE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	0012224777
Deed Book / Page	1222 / 4777
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	904 CORDGRASS RD, HAMPSTEAD, NC 28443-8334
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	NOT AVAILABLE, CTIC OOS TITLE FNTG REGIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048291475
Date	Jan 30, 2024
Book Page	4829/1475

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 20, 2022
Property Address	904 CORDGRASS RD, HAMPSTEAD, NC 28443-8334
Document Number	0047771222
Book / Page	4777 / 1222
Map Reference	MB 23 PG 75
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SAWGRASS HILL COURT 904 CORDGRASS ROAD, 100, CARY, NC 27519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 CORDGRASS ROAD, CARY, NC 27519

Mortgage

Document Number	0047771224
Date	Jan 20, 2022
Instrument	4777/1224

Lender

Name	EXCITE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Min Rate At Change	2.75%
Max Rate At Change	4.37%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+9.53%)	$701,939 (+125.48%) Land $197,364 Building $504,575	$701,939 (+125.48%) Land $197,364 Building $504,575
2023		$311,302 (-) Land $128,005 Building $183,297	$311,302 (-) Land $128,005 Building $183,297
2022	$2,811.00	$311,302 Land $128,005 Building $183,297	$311,302 Land $128,005 Building $183,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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