904 Contender Dr, Clayton, NC 27520 Property Records

Johnston County property record for 904 Contender Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,337 sqft · built 2007
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (May 2024)
Tax Bill	$2,591 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05H06002Z`

Property Details

APN / Parcel Number

Primary APN	`05H06002Z`
Alternative APNs	`2000195238` `2000269943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	4,089 sqft
1st Floor Area	1,869 sqft
Attic	Attic
Attic Area	468 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	564 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000269943
Street Address	904 CONTENDER DR
City	CLAYTON
State	NC
Zip	27520-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 48 SUMMERSET PLACE PH 2 69/48
Legal Subdivision	SUMMERSET PLACE SUBDIVISION PHASE TWO
Legal Phase	2
Legal Lot Number	48
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4007
Census Tract	41104

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 CONTENDER DR, CLAYTON, NC 27520-4075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit NEXT DOOR LENDING LLC
May 3, 2024	Warranty Deed, Transfer
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	202412874
Deed Book / Page	6662 / 263
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	0000012874
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	904 CONTENDER DR, CLAYTON, NC 27520-4075
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029612
Date	Sep 23, 2025
Book Page	DEED6963/252
Instrument	2025029612

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company
Address	30200 TELEGRAPH RD STE 105, BINGHAM FARMS, MI 48025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 30, 2040

Interest

Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 3, 2024
Property Address	904 CONTENDER DR, CLAYTON, NC 27520-4075
Document Number	0000012874
Book / Page	DEED6662 / 263
Map Reference	MB 69 PGS 46-48
Instrument Date	Apr 22, 2024
Instrument	2024012874
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Tax	$824.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 CONTENDER DR, CLAYTON, NC 27520-4075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 CONTENDER DR, CLAYTON, NC 27520-4075

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	904 CONTENDER DR, CLAYTON, NC 27520-4075
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 CONTENDER DR, CLAYTON, NC 27520-4075

Mortgage

Document Number	0000752518
Date	Jun 2, 2021
Book Page	5949/42
Instrument	2021752518

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,591.00 (-1.56%)	$414,610 (-) Land $80,000 Building $334,610	$414,610 (-) Land $80,000 Building $334,610
2025	$2,632.00 (+35.39%)	$414,610 (+64.14%) Land $80,000 Building $334,610	$414,610 (+64.14%) Land $80,000 Building $334,610
2023	$1,944.00	$252,590 Land $42,000 Building $210,590	$252,590 Land $42,000 Building $210,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Contender Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures