Bay County property record for 904 Cone Ave, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.126 acres (5,488 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $220 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17740-010-000 |
| Primary APN | 17740-010-000 |
|---|
| 1st Floor Area | 918 sqft |
|---|
| Lot Area | 5,488 sqft (0.126 acres) |
|---|---|
| Lot Dimensions | 95 ft deep x 58 ft wide |
| Street Address | 904 CONE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2943 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC03 |
| Legal Description | PINE HILL N 58.85 LOTS 4,5 ORB 546 P 427 ORB 3227 P 1272 MAP 105B3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PINE HILL |
| Legal Lot Number | 4,5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1600 |
904 Cone Ave, vacant land, is owned by an individual who acquired it in February 2010.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 CONE AVE, PANAMA CITY, FL 32401-2943 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2010 |
| Transfer Doc | 0032271272 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 904 Cone Ave was $220, down 2.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220.00 (-2.65%) | $13,067 | $15,631 Land $15,631 |
| 2024 | $226.00 (-40.99%) | ||
| 2023 | $383.00 (+8.19%) | $13,188 (+34.34%) Land $13,188 | $13,188 (+34.34%) Land $13,188 |
| 2022 | $354.00 | $9,817 Land $9,817 | $9,817 Land $9,817 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Cone Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Cone Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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