904 Clement St, Joliet, IL 60435 Property Records

Will County property record for 904 Clement St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,419 sqft · built 1902
Lot Size	0.13 acres (5,764 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-320-011`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-320-011`
Alternative APN	`07043200110000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	946 sqft
Basement Area	946 sqft
Unfinished Basement	946 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	5,764 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	904 CLEMENT ST
City	JOLIET
State	IL
Zip	60435-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 40 FT OF THE W 120 FT OF LOT 18, BLK 3, IN SPENCER MEYER'S SUB OF LOTS 6,7, 8 OF A DOTY'S SUB A SUB OF THE E1/2 SW1/4
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	SPENCER & MEYERS
Legal Block	3
Legal Lot Number	6-8,18
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1010
Census Tract	881800

Owner

904 Clement St is owned and occupied by two individuals who acquired it in September 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 CLEMENT ST, JOLIET, IL 60435-4615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Sep 2, 2021	Quit Claim Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO
Feb 17, 2017	Warranty Deed, Transfer · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021
Deed Sale	Sep 16, 2021
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	2021102279
Prior Transfer Date	Sep 8, 2021
Prior Transfer Doc	0000102279
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Sep 16, 2021
Property Address	904 CLEMENT ST, JOLIET, IL 60435-4615
Document Number	0000102279
Map Reference	MB 40 PG 19
Instrument Date	Sep 8, 2021
Instrument	R2021102279
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 CIEMENT ST, JOLIET, IL 60435-4615

Mortgage

Document Number	0000102280
Date	Sep 16, 2021
Instrument	R2021102280

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Sep 2, 2021
Property Address	904 CLEMENT ST, JOLIET, IL 60435-4615
Document Number	0000097111
Map Reference	MB 40 PG 19
Instrument Date	Aug 31, 2021
Instrument	R2021097111
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 CLEMENT ST, JOLIET, IL 60435-4615

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 17, 2017
Property Address	904 CLEMENT ST, JOLIET, IL 60435-4615
Document Number	0000014844
Instrument Date	Feb 1, 2017
Instrument	14844
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 CLEMENT ST JOLIET IL 604354615, JOLIET, IL 60435-4615

Mortgage

Document Number	14845
Date	Feb 17, 2017
Instrument	14845

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 904 Clement St was $5,164.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,164.00	$72,307 (+9.3%) Land $13,746 Building $58,561	$216,921 (+9.3%) Land $41,238 Building $175,683
2024		$66,154 Land $12,576 Building $53,578	$198,462 Land $37,728 Building $160,734
2022	$4,356.00 Homeowner's exemption	$53,169 Land $10,108 Building $43,061	$159,507 Land $30,324 Building $129,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Clement St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 Clement St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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