904 Clarence Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 904 Clarence Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1978
Lot Size0.301 acres (13,125 sqft)
OwnerIndividual Name on File
Last Sale$147,500 (Jun 2015)
Tax Bill$3,759 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN806520A000

Property Details

APN / Parcel Number

Primary APN806520A000
Alternative APN
  • 5-0080-4546-00-0239.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
Basement Area1,708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area13,125 sqft
Lot Dimensions125 ft deep x 105 ft wide
TerrainRolling
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area280 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number806520A000
Old Parcel Number806520A000
Street Address904 CLARENCE DR
CitySAINT CHARLES
StateMO
Zip63301-0147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionMAMELLE HILLS #6 LOT 239
Legal Range05E
Legal Township47N
Legal SubdivisionMAMELLES HILLS #6
Legal Lot Number239
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1020
Census Tract310202

Owner

904 Clarence Dr is owned and occupied by an individual who bought it in June 2015.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address904 CLARENCE DR, SAINT CHARLES, MO 63301-0147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2015 · Amount on File
Deed SaleJun 30, 2015 · Amount on File
Deed Document Number0063802331
Deed Book / Page6380 / 2331
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address904 CLARENCE DR, SAINT CHARLES, MO 63301-0147
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 CLARENCE DR, SAINT CHARLES, MO 63301-0147

Mortgage

Document Number2021R048322
DateJun 7, 2021
Instrument2021R-048322
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 904 Clarence Dr was $3,759.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,759.00$57,523$302,750 Land $60,000 Building $242,750
2023$51,795
2022$272,605 Land $40,000 Building $232,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Clarence Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 Clarence Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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