904 Chretien Point Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 904 Chretien Point Ave, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,027 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$140,000 (Mar 2016)
Tax Bill	$10,117 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2022 Mortgage + 1 more
APN	`103-815-0826`

Property Details

APN / Parcel Number

Primary APN	`103-815-0826`
Alternative APN	`4345`

Interior

Building Area	3,027 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	904 CHRETIEN POINT AVE
City	COVINGTON
State	LA
Zip	70433-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 292 TERRA BELLA PH 1A4 INST NO 1547649 INST NO 1947890 INST NO 2016574
Legal Subdivision	TERRA BELLA
Legal Phase	1A4
Legal Lot Number	292
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1042
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	904 CHRETIEN POINT AVE, COVINGTON, LA 70433-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage WHITNEY BANK
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK
Jul 14, 2014	Cash Sale Deed, Transfer CRESCENT TITLE LLC, CRESCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2016 · Amount on Record
Deed Sale	Mar 29, 2016 · Amount on Record
Deed Document Number	2016574
Prior Transfer Date	Jul 14, 2014
Prior Transfer Doc	1947890
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	904 CHRETIEN POINT AVE, COVINGTON, LA 70433-8223
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, BROMAC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002089196
Date	Dec 1, 2017
Instrument	2089196

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.63%
Index	LIBOR

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	904 CHRETIEN POINT AVE, COVINGTON, LA 70433-8223
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002315317
Date	Feb 16, 2022
Instrument	2315317

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2014: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 14, 2014
Property Address	904 CHRETIEN POINT AVE, COVINGTON, LA 70433-8223
Document Number	0001947890
Map Reference	MAP 5265
Instrument Date	Jul 9, 2014
Instrument	1947890
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OAK PLZ STE 205, 205, ASHEVILLE, NC 28801-3000

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,117.00 (-3.45%) Homeowner's exemption	$89,218 (-) Land $12,000 Building $77,218	$892,181 (-) Land $120,000 Building $772,181
2024	$10,478.00 (+4.29%) Homeowner's exemption	$89,218 (+10.89%) Land $12,000 Building $77,218	$892,181 (+10.89%) Land $120,000 Building $772,181
2023	$10,047.00 Homeowner's exemption	$80,459 (-) Land $11,500 Building $68,959	$804,590 (+5.23%) Land $115,000 Building $689,590
2022	$10,047.00 Homeowner's exemption	$80,459 Land $11,500 Building $68,959	$764,590 Land $75,000 Building $689,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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