Richland County property record for 904 Cedar Ter, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,291 sqft · built 1952 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Feb 2026) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16404-06-04 |
| Primary APN | 16404-06-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,291 sqft Heated Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 1,291 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Other |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Slab |
| Porch Area | 195 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00624195 |
|---|---|
| Street Address | 904 CEDAR TER |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-2 |
| Legal Description | LOT 904 BLK B 63.1X145.8X42.7X148.7 #SU BRANDON ACRES #PR 3-177 53-5772 56-1843; RB2280-983 |
| Legal Subdivision | CEDAR TERRACE |
| Legal Block | B |
| Legal Lot Number | 904 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11603 |
904 Cedar Ter is owned by an individual who bought it in February 2026.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2438 MONROE ST, COLUMBIA, SC 29205-3152 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 15, 2023 | Warranty Deed, Transfer |
| Feb 14, 2018 | Grant Deed, Transfer CITY OF COLUMBIA-COMMUNITY DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on File |
| Deed Sale | Feb 25, 2026 · Amount on File |
| Prior Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 20268926 |
| Deed Book / Page | 3102 / 2438 |
| Prior Transfer Date | May 11, 2023 |
| Prior Transfer Doc | 0028352696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 25, 2026 |
| Property Address | 904 CEDAR TER, COLUMBIA, SC 29209-1610 |
| Document Number | 0031022438 |
| Book / Page | 3102 / 2438 |
| Map Reference | MB 56 PG 1843 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026008926 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2438 MONROE ST, COLUMBIA, SC 29205-3152 |
| Document Number | 2026008927 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026008927 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 15, 2023 |
| Property Address | 904 CEDAR TER, COLUMBIA, SC 29209-1610 |
| Document Number | 0028352696 |
| Book / Page | 2835 / 2696 |
| Map Reference | MB 56 PG 1843 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023019996 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $223.60 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1681 LITTLE BAY RD, WHITE STONE, VA 22578-2804 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 14, 2018 |
| Property Address | 904 CEDAR TER, COLUMBIA, SC 29209-1610 |
| Document Number | 2280/0980 |
| Book / Page | 002280 / 000980 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 8903 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 CEDAR TER COLUMBIA SC 292091610, COLUMBIA, SC 29209-1610 |
| Document Number | 2280/0984 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 002280/000984 |
| Instrument | 8905 |
| Name | CITY OF COLUMBIA-COMMUNITY DEV |
|---|---|
| Address | 1225 LADY ST # 102, COLUMBIA, SC 29201-3347 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2048 |
The 2025 property tax bill for 904 Cedar Ter was $3,947.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,947.00 | $3,800 (-97.31%) | $141,300 (-) Land $18,900 Building $122,400 |
| 2024 | $141,300 (+3,618.42%) Land $18,900 Building $122,400 | $141,300 (+48.74%) Land $18,900 Building $122,400 | |
| 2023 | $665.00 | $3,800 | $95,000 |
| 2021 | $711.00 | $3,800 | $95,000 Land $12,600 Building $82,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Cedar Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2015) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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